这家开发用于欺诈检测和反洗钱合规的开源软件的公司,在A轮融资中筹集了650万欧元,由Smartfin领投。
which develops open-source software for fraud detection and anti-money laundering compliance, raised €6.5 million in its Series A round, with Smartfin as the lead investor.
这使得总融资额达到900万欧元,ADNEXUS作为新投资者加入,而现有投资者Passion Capital、42Capital和Hexa均追加了投资。
This brings the total funding to €9 million, with ADNEXUS as a new investor, while existing investors Passion Capital, 42Capital, and Hexa have each increased their investments.
Marble为银行、金融科技公司和支付服务提供商提供平台,帮助它们检测欺诈并遵守反洗钱和反恐融资法规。
Marble provides a platform for banks, fintechs, and payment providers that need to detect fraud and comply with anti-money laundering and counter-terrorist financing regulations.
风险与合规团队可以使用Marble自主创建、测试和发布检测规则,无需等待漫长的IT项目。该平台既可部署在客户自有服务器上,也可作为托管服务运行。
Risk and compliance teams can use Marble to create, test, and launch detection rules on their own, without waiting for lengthy IT projects. The platform can run on the customer’s servers or as a hosted service.
公司表示,超过100家机构在25个以上国家的生产流程中使用其产品。近70%的客户位于法国境外,且70%的客户是从其他系统迁移而来。公司计划到2027年实现超过500万欧元的年度经常性收入。
The company says more than 100 institutions in over 25 countries use it in their production processes. Nearly 70% of its customers are located outside France, and 70% of them made the switch from some other system. The company intends to achieve annual recurring revenue of more than €5 million by 2027.
Marble将销售重点放在成本节约上。公司称,欺诈和反洗钱任务可能占据银行和金融科技公司10%至15%的员工工时,而客户更希望将这些时间用于业务增长。
Marble focuses its sales pitch on cost savings. The company says that fraud and anti-money laundering tasks can consume 10% to 15% of staff time at banks and fintechs, time that customers would prefer to spend on growing their business.
新资金将进一步推动AI在这些工作中的应用,从编写规则到分拣预警和调查案件。
The new money will push AI further into that work, from writing rules to sorting alerts and investigating cases.
Marble还计划实现更快的本地部署以对接现有数据,内置仅能访问其获权数据的AI代理,以及合规官可通过配置而非工程开发来修改的规则。
Marble also plans faster on-premise deployments that plug into existing data, built-in AI agents limited to the data they are cleared to see, and rules that compliance officers can change through configuration rather than engineering.
“合规团队不应在保持合规与快速行动之间被迫二选一,”Marble首席执行官兼联合创始人Arnaud Schwartz表示。
“Compliance teams shouldn’t have to choose between staying compliant and moving fast,” said Arnaud Schwartz, CEO and Co-Founder of Marble.
这正是我们创建 Marble 要解决的问题。随着监管门槛不断提高,合规团队被要求在人员编制不变的情况下完成更多工作。我们的任务是确保由 Marble 来吸收这种复杂性,而不是我们的客户。率先在种子轮投资 Marble 的 Passion Capital 的 Will Orde 表示,团队兑现了承诺。
“That’s exactly what we built Marble to solve. As the regulatory bar keeps rising, compliance teams are expected to do more with the same headcount. Our job is to make sure that it is Marble that absorbs that complexity and not our customers.”Will Orde of Passion Capital, which first backed Marble at the seed stage, said the team had done what it promised.
“FRAML 自动化已从小众走向必然,重塑了每一家受监管企业的成本结构,” Smartfin 合伙人 Saumitra Dubey 表示。
“Automation for FRAML has gone from niche to inevitable, reshaping the cost base of every regulated business,” said Saumitra Dubey, Partner at Smartfin.