这家国有贷款机构于周二表示，旁遮普信德银行董事会已批准通过设立最高10亿美元的中期票据（MTN）计划来筹集外币资金。根据监管备案文件，董事会还批准在该MTN计划下发行债券。
Punjab & Sind Bank’s board has approved raising foreign currency funds through the establishment of a Medium-Term Note programme of up to $1 billion, the state-owned lender said on Tuesday. The board has also approved the issuance of bonds under the MTN programme, according to a regulatory filing.
在此筹资计划出台之际，该银行正持续扩大其资产负债表，截至6月30日的季度中，贷款增长速度超过了存款。
The fundraising plan comes as the bank continues to expand its balance sheet, with advances growing faster than deposits in the quarter ended June 30.
贷款增长快于存款：在6月季度，旁遮普信德银行的总业务量同比增长15.33%，从去年同期的2.31万亿卢比增至2.67万亿卢比。
Loans grow faster than depositsPunjab & Sind Bank’s total business rose 15.33% year-on-year to ₹2.67 lakh crore in the June quarter, from ₹2.31 lakh crore a year earlier.
总存款同比增长12.16%，从去年同期的1.31万亿卢比增至1.47万亿卢比。
Total deposits increased 12.16% to ₹1.47 lakh crore from ₹1.31 lakh crore in the year-ago period.
同时，总垫款增长19.5%，从99950卢比增至1.19万亿卢比，表明该银行的贷款业务增长更为强劲。
Gross advances, meanwhile, rose 19.5% to ₹1.19 lakh crore from ₹99,950 crore, indicating stronger growth in the bank’s lending portfolio.
截至6月30日，该行的活期账户储蓄账户（CASA）比率为76.19%，而去年同期为81.18%。
The bank’s Current Account Savings Account ratio stood at 76.19% as of June 30, compared with 81.18% a year earlier.
较低的CASA比率表明存款结构发生了变化，尽管该比率仍然保持相对强劲。
The lower CASA ratio indicates a shift in the deposit mix, although the ratio remained relatively strong.
9月29日，旁遮普信德银行股价收于21.18卢比，较前一交易日下跌0.61%。
Shares of Punjab & Sind Bank closed at ₹21.18 on September 29, down 0.61% from the previous session.