马德里/巴黎/米兰，9月30日：包括西班牙Bizum、意大利Bancomat和Wero在内的欧洲国内支付集团，服务于1.3亿人口，周三表示将联合成立一家合资公司，以监管跨境支付。
MADRID/PARIS/MILAN, Sept 30 : European domestic payment groups serving 130 million people, including Spain's Bizum, Italy's Bancomat and Wero, said on Wednesday they were combining forces to form a joint company to oversee cross-border payments.
出于对特朗普政府可能限制使用美国支付基础设施的担忧，欧洲一直试图减少对Visa和Mastercard的依赖。这两家美国巨头目前处理了欧盟近三分之二的银行卡支付。
Europe has been trying to curb its dependence on Visa and Mastercard, over fears the Trump administration could limit access to the US payments infrastructure. The two US giants now handle almost two-thirds of the bloc's card payments.
虽然欧洲中央银行（ECB）旨在到2029年推出数字欧元——这本质上是由包括银行在内的私营公司运营、由ECB担保的在线钱包——但国家支付系统正专注于互联其自身的网络。
While the European Central Bank aims to introduce a digital euro by 2029, essentially an online wallet guaranteed by the ECB but operated by private companies including banks, national payment systems are focused on interlinking their own networks.
这些公司在一份声明中表示，新的欧洲支付网络（ENP）将总部设在马德里，并运营一个通用的互操作性中心，以连接不同的支付系统。
The new European Network for Payments (ENP) will be based in Madrid and operate a common interoperability hub, joining up the different payment systems, the firms said in a statement.
随着全球秩序碎片化增加了支付系统访问风险，且新型货币形式对欧元构成挑战，欧洲政策制定者已将支付主权列为优先事项。
European policymakers have made payments sovereignty a priority as a fragmenting global order raises risks over access to payments systems and new forms of money challenge the euro.
ENP的创始成员包括Bancomat、Bizum、EPI Company/Wero、SIBS-MB WAY和Vipps MobilePay，它们共同服务于13个欧洲国家约1.3亿用户，占欧盟和挪威人口的70%以上。
ENP's founders are Bancomat, Bizum, EPI Company/Wero, SIBS-MB WAY and Vipps MobilePay, which together serve around 130 million users across 13 European countries, representing more than 70 per cent of the population of the EU and Norway.
他们表示，该网络将通过基于欧洲标准和即时账户对账户支付的通用技术和运营层，连接现有的支付系统。
The network would connect existing payment systems through a common technical and operational layer based on European standards and instant account-to-account payments, they said.
他们表示，其他欧洲支付计划未来也可能加入，并补充说，分阶段推广将从跨境个人对个人支付开始，随后是电子商务和销售点交易。
Other European payment schemes could join in the future, they said, adding that a phased rollout will begin with cross-border person-to-person payments, followed by e-commerce and point-of-sale transactions.