正在帮助拉丁美洲各地的企业实现无摩擦的定期付款收款。她于 2020 年联合创立的平台 Toku 每年处理约 80 亿美元的资金，服务于包括雪佛兰 (Chevrolet) 以及苏黎世保险 (Zurich) 和大都会人寿 (MetLife) 等大型保险公司在内的 500 多家企业客户。Toku 旨在将企业从追讨逾期账单和在断开的银行系统间匹配付款记录的繁琐工作中解放出来。
Cristina Etcheberry is helping businesses across Latin America collect recurring payments without friction. Toku, a platform she co-founded in 2020, handles about $8 billion annually for more than 500 corporate customers, including Chevrolet and major insurers like Zurich and MetLife. Toku aims to free businesses from chasing missed bills and matching payment records across disconnected banking systems.
正如技术行业一样，这位出生于智利圣地亚哥的企业家行动迅速，在决定进入墨西哥市场后不到一周，她就搬到了墨西哥城。
Like technology, the Santiago, Chile native moves fast, decamping to Mexico City less than a week after deciding Toku would enter the country.
2025 年，Toku 完成了 4800 万美元的 A 轮融资，这是该地区女性领导的初创企业有史以来规模最大的一笔融资，埃切贝里对该平台的未来有着宏伟的计划。今年 3 月，Toku 推出了一个人工智能代理，它不仅可以通过 WhatsApp、电子邮件或语音追讨款项，还能安排还款计划——据该公司称，这已将坏账减少了多达一半。
In 2025, it raised $48 million in a Series A, the largest ever for a woman-led startup in the region, and Etcheberry has big plans for the platform’s future. In March, Toku launched an AI agent that not only chases payments over WhatsApp, email, or voice, but can also arrange repayment plans—which the company says has reduced unrecoverable debts by up to half.