作者：Phil Hendry当娜塔莎·帕塞尔（Natasha Parcell）首次踏入房地产市场时，她万万没想到自己会成为外墙覆层危机最新的受害者之一。
By Phil Hendry When Natasha Parcell first got her foot on the property ladder little did she expect to be one of the latest victims of the cladding crisis.
“我当时非常兴奋，终于有了属于自己的房子，”她说，“但仅仅过了一年，我就被告知这栋建筑实际上不再安全，也无法办理抵押贷款了。”这位33岁的女士目前住在一家酒店里，本月初她所居住的伦敦东区高层公寓发生致命火灾后，她被迫撤离。她随身带走的只有几个装满衣服的塑料袋。
"I was really excited to have something of my own," she says, "[but] very quickly in the first year I was told it was actually no longer safe or mortgageable." The 33-year-old is currently living in a hotel after being evacuated from her flat, in east London, following a fatal fire in her tower block earlier this month. All she was able to take with her were some plastic bags filled with clothes.
就在火灾发生的前一天，居民们刚刚获得批准，可以拆除大楼上所有易燃的外墙覆层。
The blaze came just a day after residents got approval to have all the flammable cladding on the building removed.
然而，她担心周三生效的新规定可能会让开发商Barratt撤回这一决定。新规指出，如果建筑的风险被认定为“可承受”，则可以保留外墙覆层。
However, she is worried new rules - which come into force on Wednesday - may allow the developer Barratt to backtrack on that decision. The rules state cladding can remain in place on blocks if the risk is deemed to be "tolerable".
“得知他们（政府）正试图改变修复我们建筑的标准，这太可怕了，”帕塞尔说。
"To find out that they're [the government] trying to change the standards in which they might remediate our buildings is quite terrifying," says Parcell.
“就在两周前，我们的大楼刚发生了一场致命火灾，而我们现在却被告知他们可能会修改规则，将风险定为‘可承受’。我实在无法理解，人类的生命，或者我的生命，究竟是从什么时候起成了任何人眼中‘可承受的风险’。”帕塞尔公寓的开发商Barratt Redrow表示，尽管有新规出台，但他们仍打算尽快拆除她所在大楼的所有易燃外墙覆层。
"Literally two weeks ago, we had a fatal fire in our building and we're still being told that they might change the rules and it might be a tolerable risk. I just don't understand when human life, or my life, became a tolerable risk to anybody." The developer of Parcell's flat, Barratt Redrow, says despite the new rules it still intends to remove all the flammable cladding on her tower block as soon as possible.
距离格伦费尔塔（Grenfell Tower）火灾已过去近十年，但英国仍有近3000栋存在危险外墙覆层的高层建筑亟待修复。
It is nearly ten years since the Grenfell Tower fire, but almost 3,000 tower blocks in the UK with dangerous cladding still need to be fixed.
这项被称为PAS9980的新规将高层建筑外墙覆层系统带来的火灾风险分为四个等级：高、中、可承受和低。
The new rules, known as PAS9980, grade the fire risk posed by a tower block's cladding system into four categories: high, medium, tolerable, and low.
只有被评估为高风险或中风险的建筑才需要拆除覆层，但所有等级的规定都允许覆层材料本身具有可燃性。
Only those assessed as high or medium risk will require the cladding to be removed, but all categories permit the cladding to be flammable.
外墙覆层运动的倡导者表示，这过于依赖消防安全评估员的判断，而这些评估员并非独立受聘，往往受雇于建筑物的永久产权人或开发商。政府拒绝就这些变更接受采访。
Cladding campaigners say this relies too much on the judgement of fire safety assessors, who are not independently appointed and often employed by the building's freeholder or developer. The government declined to be interviewed about the changes.
但住房部在一份声明中表示，将加快拆除覆层的进程，为这一复杂问题提供一种更相称、更清晰且更一致的处理方法。声明称，修复后的建筑物将接受审计，以确保工程已妥善完成。
But the Ministry of Housing said in a statement it would speed up the process of removing cladding, providing a more proportionate, clear and consistent approach to a complex issue. It said repaired buildings would be audited to make sure the work had been carried out properly.
然而，覆层运动的倡导者认为，更好的方法是确保高层建筑中的所有消防安全缺陷都能得到解决，而不仅仅是外墙上的覆层。
But cladding campaigners believe a better approach would be to make sure all fire safety defects in tower blocks were addressed, not just cladding on exterior walls.
埃德·达法恩（Ed Daffarn）是第一个警告格伦费尔塔（Grenfell）加装覆层存在危险的人，他在火灾当晚目睹了塔楼燃烧。
Ed Daffarn, who was the first person to warn about the dangers posed by cladding being added to Grenfell, watched the tower burn on the night of the fire.
他说，火灾发生近十年后，他无法相信政府官员、消防安全行业和开发商仍在为“什么是安全”的定义而纠结。
He said he cannot believe, nearly ten years after the fire, that government officials, the fire safety industry and developers are still wrestling with the definition of what is safe.
“这显示了过去十年里我们经历的两届不同党派政府的冷漠与无能，”他说。
"It shows the indifference and incompetence of the two different colours of government we've had in the last ten years," he says.
达法恩表示，如果建筑行业被发现未达到施工时的建筑规范，也应被要求修复建筑物中除覆层以外的消防安全缺陷——而这一考量已被从新规中删除。
Daffarn said the building industry should also be made to fix fire safety defects in the buildings beyond the cladding if they're found to have not met the building regulation at the time of construction - a consideration removed from the new rules.
保险业也支持这种做法，英国保险人协会（Association of British Insurers）表示，所有易燃覆层都应被拆除。
This approach is also supported by the insurance industry, and the Association of British Insurers says all flammable cladding should be removed.
娜塔莎（Natasha）和她所在大楼的其他居民被告知，火灾风险评估显示需要拆除覆层，她说她的建筑保险费上涨了94%。
When Natasha and other residents at her block were told a fire risk assessment showed the cladding needed to be removed, she says her buildings insurance went up by 94%.
由于该公寓是租赁产权，保费包含在她的物业费中，目前每年的物业费已接近8000英镑。
As the flat is leasehold, the premium is included in her maintenance charges, which are now nearly £8,000 a year.
她和其他居民担心，如果她所在的建筑没有得到彻底修缮，而且所有火灾和安全隐患未得到解决、保险费率依然居高不下，这栋楼可能仍然无法抵押、无法出售。“我觉得自己因为太早买房而受到了惩罚，”她说。
She and other residents are concerned that if her building is not fully fixed, and insurance premiums remain high if all the fire and safety risks not are addressed, it could remain unmortgageable and unsellable. "I feel like I've been punished for getting onto the housing ladder so early," she says.
“买房本应是件让人安心的事，那应该是一个安全的地方，没有人应该被迫妥协，或者根据自己买的房子来决定自己能不能活下去。”
"It should be you buy a home, it's a safe place to be, no-one should have to be compromised or deciding whether they might live or not based on the home they buy."