特朗普政府周三宣布，随着越来越多的学生贷款借款人出现还款逾期，政府将启动“违约贷款支持中心”。
The Trump administration announced Wednesday that it is launching a " Default Loans Support Center " as more student loan borrowers fall behind on their payments.
根据美国财政部发布的新闻稿，新的在线门户将为已违约的借款人提供相关信息和选项，帮助其恢复贷款的正常还款状态。
The new online portal will provide defaulted borrowers with information and options to get current on their loans, according to a press release from the U.S. Department of the Treasury.
该政府于三月宣布，将责成财政部负责追缴已违约的学生贷款。唐纳德·特朗普总统承诺解散教育部，并将其职权转移给其他联邦机构及州政府。财政部长斯科特·贝森特在一份声明中表示：“在特朗普总统的领导下，财政部和教育部正在恢复我国1.7万亿美元联邦学生贷款组合的财政责任。”
The administration announced in March that it will task the Treasury with collecting on defaulted student loans President Donald Trump has promised to dismantle the Education Department and transfer its authority to other federal agencies and the states "Under President Trump, Treasury and the Department of Education are restoring fiscal responsibility to our nation's $1.7 trillion federal student loan portfolio," said Treasury Secretary Scott Bessent in a statement.
债券收益率攀升可能推高汽车贷款利率。需知要点：美国国税局就“储蓄者匹配计划”发出通知，这是一项最高价值2000美元的新退休福利；教育部延长学生贷款利率折扣的截止日期；特朗普账户将自动为儿童开户，可能新增6000万个账户：财政部；CNBC财务顾问100强：最佳财务顾问及顶级公司排名；CNBC精英顾问：2026年顶级超高净值财富管理机构。
Climbing bond yields could push up auto loan interest rates. What to know IRS sends notices on Saver's Match, a new retirement benefit worth up to $2,000 Education Department extends deadline for student loan interest rate discount Trump Accounts to auto-enroll kids, potentially adding 60 million accounts: Treasury CNBC's Financial Advisor 100: Best financial advisors, top firms ranked CNBC Elite Advisors: Top ultra-high net worth wealth management firms for 2026 As of June 30, roughly 9.3 million federal student loan borrowers were in default, up from around 6.2 million at the same time in 2016, according to new Education Department data released earlier this month.
根据教育部本月早些时候发布的新数据，截至6月30日，约有930万联邦学生贷款借款人处于违约状态，而2016年同期的这一数字约为620万。这意味着在过去十年中，违约人数增长了约50%。
That's a roughly 50% increase over the last decade.
由于新冠疫情期间的还款暂停期结束，以及拜登政府推出的“SAVE”计划被终止，学生贷款违约率正在激增。该计划曾为数百万借款人提供极低的月度还款额。此外，应届大学毕业生的失业率也在上升。
Student loan defaults are surging due to the end of the Covid-era payment pause and the termination of the Biden administration's SAVE plan which offered very low monthly bills to millions of borrowers. The unemployment rate among recent college graduates is also rising.
财政部过去曾参与学生贷款催收工作。但根据一篇可通过互联网档案馆“时光机”查看的2016年财政部存档博客文章，该部门自身发现其催收率低于私营公司。
The Treasury Department has been involved in student loan collection efforts in the past. But the department itself found it collected at lower rates than private companies, according to an archived 2016 Treasury blog post viewable through the Internet Archive's Wayback Machine.
当借款人至少270天未按时偿还预定付款时，可被视为违约。
Borrowers can be considered in default when they haven't made a scheduled payment in at least 270 days Choose CNBC as your preferred source on Google and never miss a moment from the most trusted name in business news.