财政部金融服务部长桑杰·洛希亚周四在国家养老金计划日庆祝活动上表示，尽管已经过了多年，许多NPS参与者在其养老金投资方面仍处于“默认模式”。
国家养老金系统是一种长期退休储蓄制度，参与者通过缴款积累养老储备，相关资金由养老金基金进行投资。
Many NPSrs continue to remain in the “default mode” with respect to their pension investments even after several years, Department of Financial Services Secretary Sanjay Lohia said at an event marking NPS Diwas on Thursday .The National Pension System is a long-term retirement savings system in whichrs contribute towards their pension corpus, with the money invested through pension funds.
洛希亚表示，需要研究应为参与者的养老金投资提供多大程度的灵活性。
Lohia said there was a need to examine how much flexibility should be available tors in their pension investments.
据养老金基金监管与发展管理局（PFRDA）主席西瓦苏布拉马尼亚安·拉曼介绍，过去一年NPS参与者数量增长了27%。非政府部门是养老金监管机构重点关注的领域。
The comments come as the NPSr base has grown 27% over the past year, according to PFRDA Chairman Sivasubramanian Ramann. The non-government sector is a key focus area for the pension regulator, he said.
拉曼还表示，仅NPS管理的资产规模就相当于印度国内生产总值的约5%。
Raman also said NPS alone manages a corpus equivalent to about 5% of India’s GDP.
洛希亚还强调了养老金基金经理应承担的责任，称不应将NPS与其他任何计划等同看待。
他说：“重要的是，养老金基金经理要清楚了解自己的责任；与其他投资渠道不同，储蓄者把毕生积蓄托付给你们。”
Lohia also stressed the responsibility of pension fund managers, saying NPS should not be treated like any other scheme.“It’s important that pension fund managers know their responsibilities well; savers are handing over their life savings to you unlike other avenues,” he said.
他进一步呼吁建立相关制度，帮助NPS取得成功，并鼓励更多人加入和缴款。
He further called for systems that would help NPS succeed and encourage more people to join and contribute.
谈及养老金基金在基础设施领域的作用时，洛希亚表示，他希望长期基础设施投资能够来自养老金基金之外。
On the role of pension funds in infrastructure, Lohia said he was hopeful that long-term infrastructure investments would come from outside pension funds.
他补充称，随着时间推移，印度自身的养老金基金也将能够提供耐心资本。
He added that slowly, India’s own pension funds would be able to provide patient capital.