分析师表示，新西兰部分银行低于5%的住房贷款利率可能难以维持太久。贷款机构已调整部分需贷条款，有的暂停了两年期固定利率，有的则下调了该利率。
Some New Zealand banks' sub-5% home loan rates may not last much longer, analysts say. Lenders have already adjusted certain loan terms, with some pausing or trimming their two-year fixed rate.
分析师称，新西兰部分银行低于5%的住房贷款利率恐难长久维持，并指出这些优惠主要源于贷款机构间暂时的竞争压力。
Some New Zealand banks' sub-5% home loan rates may not be sustainable for much longer, analysts say, describing the offers as largely a product of temporary competitive pressure among lenders.
银行已调整部分需贷条款：有的暂停了两年期固定利率，有的则选择下调。这些举动反映出幕后资金成本的变化。
Banks have already adjusted certain loan terms: some have paused their two-year fixed rate, while others have trimmed it instead. The moves point to shifting funding costs behind the scenes.
专家表示，潜在借款人可能感到压力，需在当前低利率消失前锁定利率。未来几个月利率走向将很大程度上取决于银行自身的资金成本。
Experts say prospective borrowers may feel pressure to lock in current low rates before they disappear. How rates move in the coming months will depend largely on banks' own funding costs.