美国平均30年期固定抵押贷款利率周四飙升至7.45%，创下2024年4月以来的最高水平，因债券抛售推高了国债收益率。
The average US 30-year fixed mortgage rate surged to 7.45% on Thursday, the highest level since April 2024, as a bond sell-off pushed Treasury yields sharply higher.
美国房地产市场周四遭遇剧烈冲击，平均30年期固定抵押贷款利率攀升至7.45%，为2024年4月以来的最高读数。
The US housing market absorbed a sharp shock on Thursday as the average 30-year fixed mortgage rate climbed to 7.45%, its highest reading since April 2024.
这一飙升源于更广泛的债券抛售，导致国债收益率大幅走高。投资者因担忧通胀和联邦赤字不断扩大而撤离长期政府债务，这种转变推高了整个经济的借贷成本。
The spike traces back to a broader bond sell-off that sent Treasury yields sharply higher. Investors have been retreating from long-dated government debt amid concerns over inflation and the growing federal deficit, a shift that pushes borrowing costs higher across the economy.
更高的利率恐将加剧可负担性危机，后者已让许多潜在买家望而却步。市场观察人士表示，除非国债收益率先回落，否则抵押贷款利率不大可能有意义地回落。
The higher rates threaten to deepen an affordability squeeze that has already kept many prospective buyers on the sidelines. Market watchers say mortgage rates are unlikely to ease meaningfully unless Treasury yields retreat first.