印度各地的手机零售商计划将10月2日定为‘拒绝使用UPI日’，以抗议UPI交易中0.4%的商户手续费。
Mobile phone retailers across India plan to observe October 2 as ”No UPI Day” in protest against 0.4% merchant discount rate charges on UPI transactions, a senior official of industry body AIMRA said.
据行业组织AIMRA的高级官员表示，政府从10月15日起对超过2000卢比的UPI转账向商户收取0.4%的费用，而个人之间的交易和小额支付则免收费用。
The government has introduced a 0.4% fee on UPI transfers exceeding ₹2,000 to merchants from October 15, while exempting person-to-person transactions as well as small payments from any charges.”
AIMRA德里NCR地区副总裁兼主席Tarvinder Singh在一份声明中表示，零售商们将在甘地诞辰日象征性地用黑色布覆盖UPI二维码，并拒绝接受UPI支付。
The All India Mobile Retailers Association has called for a ’NO UPI DAY’ on October 2, 2026, to highlight the concerns of mobile retailers regarding the 0.4% Merchant Discount Rate applicable to eligible merchant UPI transactions,” AIMRA Vice President and President for Delhi NCR region, Tarvinder Singh, said in a statement.
AIMRA向财政部长Nirmala Sitharaman提交的报告中指出，对UPI征收MDR将导致每月净损失2000至12000卢比，对于每月通过UPI处理50万至300万卢比交易的小型零售商来说，这将严重削减他们的净收入。
AIMRA估计，0.4%的MDR将给印度的小型手机零售商每月带来约4亿卢比、每年近5亿卢比的不可承受负担。
He said retailers will symbolically cover UPI QR Codes with black cloth and refrain from accepting UPI payments on Gandhi Jayanti. According to a representation sent to Finance Minister Nirmala Sitharaman by AIMRA, the move to impose MDR on UPI will lead to an immediate net monthly loss of ₹2,000 to ₹12,000 for a small retailer processing ₹5 lakh to ₹30 lakh monthly via UPI, thereby wiping out a substantial portion of their net income.UPI MDR case in Supreme Court today: What is changing from October 15 and why it is being challenged - CNBC TV18The mobile retailers’ body estimates that 0.4% MDR will impose an unsustainable burden of approximately ₹40 crore per month and nearly ₹500 crore per annum on small mobile retailers across India.”
Singh表示：‘如果我们希望实现数字印度，UPI手续费必须保持为零。
If We Want Digital India, UPI Must Remain Zero MDR. This is not a protest against UPI or Digital India.
这并不是反对UPI或数字印度，我们关心的是接受数字支付的商户所承受的额外财务负担。
Our concern is the additional financial burden being placed on merchants who accept digital payments.
如果我们希望数字印度进一步发展，数字支付应该对整个零售生态系统来说都是可负担的。我们明确要求UPI商户支付应继续实行零手续费。’
If we want Digital India to grow further, digital payments should remain affordable for the entire retail ecosystem. Our clear demand is that UPI merchant payments should continue under a Zero MDR structure,” Singh said.