KFin Technologies与印度投资组合管理协会（APMI）推出了一个通用的反洗钱（AML）合规平台，供投资组合管理服务（PMS）公司使用，旨在加强客户入户时检查之外的持续监控。
KFin Technologies and the Association of Portfolio Managers in India have launched a common anti-money laundering compliance platform for portfolio management services firms, as the industry looks to strengthen ongoing monitoring beyond checks conducted at the time of client onboarding.
该平台名为InPro，于10月1日在孟买举行的APMI第三届年会上由印度证券交易委员会（SEBI）主席Tuhin Kanta Pandey正式发布。
APMI已为其会员采用该平台，使PMS公司能够利用共同基础设施进行反洗钱筛查、监控和合规相关的案件管理。
The platform, called InPro, was launched by SEBI Chairman Tuhin Kanta Pandey at APMI's third annual conference in Mumbai on October 1.APMI has adopted the platform for its members, allowing PMS firms to use a common infrastructure for AML screening, monitoring and compliance-related case management.AML checks can involve screening investor profiles against sanctions lists, regulatory watchlists, politically exposed person databases, Indian debarment lists and adverse media sources.
反洗钱检查可能涉及将投资者档案与制裁名单、监管关注名单、政治敏感人物（PEP）数据库、印度失信名单及负面媒体来源进行比对。该平台旨在支持在入户阶段以及客户信息或风险指标发生变化时进行此类筛查。
The platform is designed to allow such screening both during onboarding and when customer information or risk indicators change.
此举正值反洗钱合规要求在入户后监控客户风险概况的变化之际。例如，新的制裁名单列入、客户信息变更或新的政治敏感人物关联，都可能在客户关系存续期间产生新的风险信号。
The move comes as AML compliance involves monitoring changes in customer risk profiles after onboarding. For instance, a new sanctions listing, a change in customer information or a new PEP connection could create a fresh risk signal during the customer relationship.
InPro将筛查与持续监控相结合，并引入了“制单-复核”工作流，合规团队可据此对潜在预警进行审查、上报和处置。
InPro brings screening and ongoing monitoring together with a Maker-Checker workflow, under which potential alerts can be reviewed, escalated and resolved by compliance teams.
它还保存警报、审核和决策的记录，可用于内部和监管审计。对PMS公司而言，行业通用模式还能减少各公司独立构建和维护自身反洗钱技术基础设施的需求。这对中小型投资组合管理人尤为相关，他们承担着与大型PMS公司相同的监管反洗钱和反恐融资义务，但可能缺乏内部开发此类系统的资源。KFin Technologies董事总经理兼首席执行官Sreekanth Nadella表示，反洗钱监控需超越时间点检查，因为投资者画像和风险指标可能在客户生命周期中发生变化。
It also maintains records of alerts, reviews and decisions, which can be used for internal and regulatory audits. For PMS firms, the industry-wide model could also reduce the need for each firm to independently build and maintain its own AML technology infrastructure. This may be particularly relevant for smaller and mid-sized portfolio managers, which have the same regulatory AML and countering the financing of terrorism obligations as larger PMS firms but may have fewer resources to develop such systems in-house. Sreekanth Nadella, MD and CEO, KFin Technologies, said AML monitoring needs to extend beyond point-in-time checks as investor profiles and risk indicators can change during the customer lifecycle.
APMI主席Vikas Khemani表示，通用平台旨在让全行业的投资组合管理人更容易获得技术驱动的反洗钱能力。因此，该计划将通用技术基础设施与参与PMS公司在筛查、审核和记录反洗钱警报方面的标准化工作流程相结合。
Vikas Khemani, Chairman, APMI, said the common platform is intended to make technology-enabled AML capabilities more accessible to portfolio managers across the industry. The initiative therefore combines a common technology infrastructure with standardised workflows for screening, reviewing and documenting AML alerts across participating PMS firms.