根据 Savills 的研究，香港在全球范围内作为吸引和留住下一代高净值人士（HNWIs）的目的地中排名第七，落后于其传统竞争对手新加坡（排名第六）。
Hong Kong ranked seventh globally as a destination for attracting and retaining the next generation of high-net-worth individuals (HNWIs), trailing traditional rival Singapore in sixth place, according to a Savills study.
在亚太地区，这两个顶尖的金融中心正在加大力度，以巩固自己作为区域财富管理中心的地位——尤其是在全球范围内前所未有的财富代际转移背景下。
The two top finance hubs in the Asia-Pacific region have been stepping up efforts to strengthen their positions as regional wealth-management hubs amid an unprecedented global transfer of wealth between generations.
这家全球房地产咨询公司的《下一代财富中心指数》（Next-Generation Wealth Hubs Index）指出：“香港提供了与新加坡相似的诸多优势，包括低税收、先进的金融体系、安全的环境以及良好的交通连接性，这些因素进一步巩固了香港作为亚洲领先的财富保值和家族办公室中心的地位。”该研究重点关注的是那些年龄在 40 岁以下、继承了巨额财富、预计将从财富转移中受益，或通过创业积累了财富的人士。
“Hong Kong offers many incentives similar to Singapore,” according to the global real estate adviser’s Next-Generation Wealth Hubs Index released on Thursday. “It provides low taxation, financial sophistication, safety and connectivity, reinforcing its position as a leading hub for wealth preservation and family offices in Asia.”The study focused on individuals under the age of 40 who have inherited significant fortunes, are expected to benefit from wealth transfers, or have built their own wealth through entrepreneurship.
报告显示，纽约在全球排名中位居首位，其次是迈阿密和伦敦；在亚太地区，东京排名第三，上海和曼谷紧随其后。
New York topped the global rankings, followed by Miami and London, respectively, according to the report.
如今，住宅房地产产品不仅要具备简单的财富保值功能，还必须满足财富持有者及其家庭在生活、工作、出行、社交以及未来规划方面的需求。
In the Asia-Pacific region, Tokyo ranked third, followed by Shanghai and Bangkok. Residential real estate must now deliver more than capital preservation alone.
Savills World Research 香港分部的数据显示，香港共有 71 名年龄在 40 岁以下、净资产至少为 500 万美元的高净值人士，这使得香港成为全球高净值人士聚集地中规模排名第十二的地区（也是亚太地区规模最大的聚集地）。研究还将高净值人士定义为那些档案资料已被部分评估、总资产至少为 200 万美元的人士。新加坡在该类别中排名第十三，共有 70 名高净值人士。
It must support how wealth holders and their families want to live, work, travel, connect and plan for the futureKelcie Sellers, Savills World Research Hong Kong was also home to 71 HNWIs under the age of 40 with net assets of at least US$5 million, making it the 12th-largest concentration in the world and the largest in Asia-Pacific, according to the study. It also defined HNWIs as those with partially valuated dossiers with total assets of at least US$2 million. Singapore ranked 13th with 70 individuals in the same category.
研究指出：“近期趋势表明，高净值人群的结构正在发生变化：越来越多来自中国大陆的富人被香港的高生活质量及便捷的居住环境所吸引。”
“Recent trends suggest a shift in HNWI demographics, with a growing proportion of wealthy individuals from mainland China who are drawn to the high quality of life and ease of access,” the study said.
香港“作为通往更广阔国际市场的关键门户，拥有全球最活跃的IPO市场之一；同时，在亚太地区，其百万富翁人口占比也是最高的”，Savills表示。
此外，香港作为财富中心的地位还得益于市政府对“高端医疗设施和游艇基础设施”的持续投资。
Hong Kong “acts as a key gateway to wider international markets, with one of the most active [initial public offering] markets in the world and has the highest proportion of millionaires relative to the population across [Asia-Pacific]”, Savills said.
报告还提到了香港的生活方式吸引力：该市拥有287家米其林星级餐厅，并每年举办多项知名体育赛事。
Additionally, Hong Kong’s wealth-hub status was being strengthened by the city government’s continuing investment in “top-end medical facilities and yachting infrastructure”.
本月晚些时候，香港高尔夫俱乐部（位于粉岭）将举办总奖金为200万美元的“香港公开赛”；自2024年回归以来，这项赛事一直吸引着世界顶级男网球选手的参与。另外，“中国银行香港网球公开赛”也定于1月份举行。
The report also cited Hong Kong’s lifestyle appeal, noting that it was home to 287 Michelin-listed restaurants and hosted prestigious sporting events annually. The city is set to host the Hong Kong Open later this month at the Hong Kong Golf Club in Fanling, carrying a prize purse of US$2 million.
随着经济的持续增长，资本流动也在加速。据咨询公司Capgemini预测，在未来二十年里，预计将有约84万亿美元的财富在代际之间转移：其中72万亿美元将直接流向继承人，另有12万亿美元将用于慈善事业。
The Bank of China Hong Kong Tennis Open, which has regularly attracted some of the world’s top men’s tennis players since its return in 2024, is scheduled for January. Alongside the growth, a significant transfer of capital is under way.
Savills在另一份声明中指出，年轻的财富持有者在选择居住地、投资方向或创业地点时，越来越注重生活方式、教育、健康和个人价值观等因素。
An estimated US$84 trillion was expected to transfer between generations over the next two decades, according to consulting company Capgemini, with US$72 trillion likely to pass directly to heirs, and a further US$12 trillion to philanthropic causes.
Savills World Research的副主任Kelcie Sellers表示，随着财富跨国界和代际传递，资本的投资选择将变得更加谨慎：“在那些具备法律稳定性、优质生活方式、隐私保护以及良好流动性市场的稀缺资产中，那些能够提供一站式服务（即‘交钥匙’式解决方案的资产）最有可能保持其价值。”
Younger wealth holders were becoming increasingly global in outlook and placed greater emphasis on factors including lifestyle, education, wellness and personal values when deciding where to live, invest and establish businesses, Savills said in a separate statement.
为了确定哪些地区最有可能吸引下一代全球富豪，Savills从四个关键方面对全球100多个财富中心进行了评估：
- 商业环境、治理体系与交通连接性；
Kelcie Sellers, associate director at Savills World Research, said capital was likely to become increasingly selective as wealth moved across borders and generations.
- 财富聚集区及当地基础设施；
“Scarce, turnkey and highly serviced assets in markets that combine legal stability, lifestyle quality, privacy and long-term liquidity are likely to remain most resilient,” Sellers said.
-
财富管理及税收政策；
-
当地的生活方式与文化环境。
To identify locations best positioned to attract the next generation of global wealth, Savills assessed more than 100 wealth hubs across four key pillars – business, governance and connectivity; wealth clusters and local environment; wealth management and taxation; and lifestyle.