摩根大通连续第五年蝉联全球人工智能应用最出色的银行。在这份年度排名中，该行的领先优势进一步扩大，反映出整个银行业的人工智能应用正以创纪录的速度加速发展。
JPMorgan Chase & Co. held its spot as the world’s most advanced bank in artificial intelligence for a fifth straight year, widening its lead over rivals in an annual ranking that shows AI deployment across the industry is accelerating at a record pace.
据周二发布的“Evident AI指数”显示，第一资本金融公司和加拿大皇家银行分别稳居第二、第三位。澳大利亚联邦银行则继续位列第四，是跻身前十的唯一一家亚太地区银行；位列第六的瑞银集团则是顶级行列中唯一的欧洲银行。此外，东南亚规模最大的银行星展集团在榜单上排名第25位。
By Rthvika Suvarna Capital One Financial Corp. and Royal Bank of Canada retained their second and third places, according to the Evident AI Index that was published on Tuesday. Commonwealth Bank of Australia stayed in fourth position as the only Asia-Pacific lender in the top 10, while UBS Group AG, at sixth place, is the sole European bank in the top leagues. Meanwhile, DBS Group Holdings Ltd., Southeast Asia’s largest bank, ranked 25th, the index showed.
该指数旨在评估全球各大银行如何将巨额的人工智能投入转化为实际成效。当前，银行业面临着证明其巨额技术投入物有所值的压力，同时人们也担忧人工智能会导致大量岗位流失。Evident指出，那些无法证明人工智能能带来回报的银行，其相关项目很可能陷入停滞。
The Evident AI Index seeks to show how global lenders are turning heavy AI spending into results, at a time when banks are facing pressure to justify record tech budgets and concerns brew over whether AI will cost jobs. Lenders that can’t show the technology generates returns risk seeing their AI programs stall, Evident said.
“虽然岗位职责正在发生变化，部分岗位也不再补充新人才，但指数排名靠前的银行仍在持续扩张，员工人数也在增加，”Evident的联合创始人兼联席首席执行官亚历山德拉·穆萨维扎德在一份声明中说道，“这或许标志着数十年来最大规模的净就业增长即将开启。”数据显示，在受评估的50家银行中，过去一年里它们的人工智能能力提升速度几乎是此前三年平均水平的三倍，这也是该指数自2023年创立以来的最快增速。
“Roles are changing, and some are not being backfilled, but the banks at the top of our Index are growing, and growing headcount,” Alexandra Mousavizadeh, Evident’s co-founder and co-chief executive officer, said in a statement. “This could be the start of the largest net job creation we have seen in decades.”Across the 50 banks assessed, AI capabilities improved almost three times faster over the past year than the average across the previous three years, the fastest pace since the index began in 2023.
Evident指出，在人工智能领域处于领先地位的银行正借助生产效率的提升来拓展业务并实现降本增效。该机构举出的例子是富国银行：该行利用15年来的贷款决策数据训练人工智能系统，以实现相关流程的自动化，最终仍由信贷审核员作出最终决策。
The leading banks in AI are using productivity gains to grow their business as well as drive efficiencies, Evident said. An example it cites is Wells Fargo & Co. training AI agents on 15 years of loan decisions so the process can be automated, with underwriters making the final call.
据Evident称，银行仍在增加AI人才的招聘，重点关注赋能使用该工具的人士，而摩根大通、澳大利亚联邦银行和加拿大皇家银行是最大的收购者。
Banks are still adding AI talent with a focus on enabling people who use the tool, according to Evident, noting that JPMorgan, Commonwealth Bank of Australia and Royal Bank of Canada are the top hirers.
该指数根据机构的AI人才、研究和专利活动、领导层沟通以及AI部署的透明度对其进行评分。
The index scores institutions based on their AI talent, research and patent activity, leadership communications and transparency around AI deployment.