埃及金融科技独角兽MNT-Halan正在寻求筹集78.4亿英镑（1.5亿美元），这将是该国大约五年来最大规模的首次公开募股。
Egyptian fintech unicorn MNT-Halan is seeking to raise 7.84 billion pounds ($150 million), in what would be the country’s biggest initial public offering in dollar terms for about five years.
根据该国证券交易所网站周二披露的信息，MNT Tech Holding埃及业务的IPO定价为每股24.5英镑。此次发行的股票总数为3.2亿股，约占公司已发行股本总额的20%。
MNT Tech Holding’s pricing for the IPO of its Egyptian business was set at 24.5 pounds per share, according to a disclosure on the nation’s stock exchange website on Tuesday. A total of 320 million shares are being offered, or about 20% of the company’s total issued share capital.
提供消费者和小额信贷服务的MNT此举反映出非银行金融服务行业在中东人口最多的国家日益重要。这一增长正值政府努力促进私营部门增长，以帮助提振事实证明容易受到更广泛地区和乌克兰冲突冲击波影响的经济之际。
The move by MNT, which provides consumer and microfinance lending services, reflects the growing importance of the non-banking financial services sector in the Middle East’s most populous nation. The rise comes as the government works on boosting private sector growth to help buoy an economy that’s proven vulnerable to the shockwaves of conflicts in the wider region and Ukraine.
以美元计算，MNT的发行将是自2021年e-Finance for Digital and Financial Investments上市以来埃及最大的发行，并筹集了相当于3.7亿美元的资金。
In dollar terms, MNT’s offering would be Egypt’s largest since e-Finance for Digital and Financial Investments went public in 2021 and raised the equivalent of $370 million.
该交易估值的埃及英镑当时的汇率要高得多，为15.7美元兑1美元。此后，该货币已跌至约52美元兑1美元，并于2024年浮动，帮助埃及获得了扩大的国际货币基金组织计划。
The Egyptian pound, which that deal was valued in, was trading at a much stronger rate of 15.7 per greenback at the time. The currency has tumbled to about 52 per dollar since, with a float in 2024 helping Egypt secure an expanded International Monetary Fund program.
MNT的发行将分为两部分。公开发行包括4800万股，而私募最多涵盖2.72亿股，占发行总额的85%。
MNT’s offering will be split into two tranches. A public offering includes 48 million shares while the private placement covers a maximum of 272 million shares, or 85% of the total offering.
高净值个人的最低投资额为500万英镑，而金融机构必须至少投资1000万英镑。此次发行将于10月7日至10月15日进行，私募认购期较短。
A minimum investment of 5 million pounds is set for high-net-worth individuals, while financial institutions must invest at least 10 million pounds. The offering will run from Oct. 7 to Oct. 15, with a shorter subscription period for the private placement.
埃及最大的私人银行商业国际银行（Commercial International Bank）周一表示，已同意在IPO中进行至多20亿英镑的基础投资。发行后，出售股东MNT Investments BV承诺以发行价认购额外股份，注入高达40亿英镑的资金。
Commercial International Bank, Egypt’s largest private lender, on Monday said it had agreed to a cornerstone investment of as much as 2 billion pounds in the IPO. After the offering, the selling shareholder, MNT Investments BV, has committed to inject up to 4 billion pounds by subscribing for additional shares at the offer price.
此次IPO之际，埃及当局也在推进一项长期计划，通过出售国有实体的股份来筹集现金。
The IPO comes as Egyptian authorities are also pressing ahead with a long-running plan to raise cash by selling stakes in state entities.
2024年，埃及出售联合银行40%的股份，融资45.7亿英镑。其他可能出售的股份包括石油公司、一些与军方有关联的公司以及法国开尔银行（Banque du Caire）等银行的股份。
In 2024, Egypt sold 40% of United Bank, raising 4.57 billion pounds. Other stakes potentially for sale include those in oil companies, some military-linked firms and in lenders such as Banque du Caire.