英格兰银行希望将一百多项促使贷款机构和保险公司面临更严格监管的门槛与指数挂钩，该行表示此举将降低增长障碍。
The Bank of England wants to index-link more than a hundred thresholds that push lenders and insurers into more onerous regulations, a move it said would reduce barriers to growth.
根据英格兰银行下属机构审慎监管局（PRA）的声明，企业面临128项触发监管的门槛。
Companies face 128 thresholds that trigger regulations, according to a statement from BOE’s arm, the Prudential Regulation Authority.
这些门槛的范围从用于详细资本报告的3200亿英镑（4240亿美元）总资产门槛，到涵盖个人欠信用合作社金额的7500英镑门槛不等。
These range from the £320 billion ($424 billion) total assets threshold for detailed capital reporting, to a £7,500 threshold covering amounts owed to a credit union by an individual, it said.
PRA提议从2031年7月起，按照名义国内生产总值（GDP）的相同比率自动上调这些水平，并每五年对门槛进行一次更新。目前，这些金额仅在监管机构的指示下才会变更。
From July 2031, the PRA proposes automatic increases to these levels at the same rate as nominal gross domestic product, with further updates to the thresholds every five years. Currently, these amounts are only changed at the behest of the regulator.
PRA首席执行官Katharine Braddick在声明中表示：“这一现代化举措将极大地帮助金融服务企业规划未来，提供至关重要的稳定性和可预测性，同时防止过时的门槛成为限制增长的障碍。”关于拟议变更的咨询将持续到2月7日。
“This modernisation will significantly help financial services firms plan for the future, offering crucial stability and predictability, while also preventing out of date thresholds becoming restrictive barriers to growth,” Katharine Braddick, chief executive officer of the PRA, said in the statement. A consultation on the proposed change will run until Feb. 7.
PRA表示，其部分监管门槛“不适合自动指数化”，咨询将探讨哪些门槛应纳入范围。
The PRA said some of its regulatory thresholds are not “suitable for automatic indexation,” and the consultation will explore which ones should be in scope.
用于隔离（ring-fencing）的350亿英镑存款门槛由英国财政部设定，因此不在该计划范围内。该门槛去年在广泛咨询行业意见后已上调。
The £35 billion deposit threshold for ring-fencing, which forces banks to split their retail operations from riskier business, is set by the UK Treasury, so would fall outside the plan. This level was increased last year after extensive consultation with industry.