最新集体诉讼指控Visa、万事达卡及美国多家主要银行抬高2019年后的信用卡交易手续费。
2026年9月30日，总部位于圣地亚哥的The Pizza Standard LLC公司在纽约提起一起反垄断集体诉讼，被告方包括Visa、万事达卡以及摩根大通、美国银行、花旗集团、富国银行和第一资本银行等美国主要银行。
New Class Action Accuses Visa, Mastercard, and Major U.S. Banks of Inflating Post-2019 Credit Card Interchange Fees On September 30, 2026, San Diego-based The Pizza Standard LLC filed a proposed antitrust class action lawsuit in New York against Visa, Mastercard, and major U.S. banks, including JPMorgan Chase, Bank of America, Citigroup, Wells Fargo, and Capital One.
诉状称，这些金融机构合谋人为抬高信用卡交易手续费及网络服务费，通过实施限制商户自主选择支付渠道及阻碍市场竞争的规则，每年从中牟取超过1000亿美元的不正当利益。
The complaint alleges that the financial institutions conspired to artificially inflate credit card interchange and network fees, extracting more than $100 billion annually through anticompetitive rules that block steering and competition.
该诉讼旨在为2019年1月25日之后使用Visa和万事达卡进行交易的美国商户争取经济赔偿，并指出此前的和解协议并未涵盖该日期之后产生的相关费用。
The lawsuit seeks monetary damages on behalf of U.S. merchants that accepted Visa and Mastercard credit cards from January 25, 2019 onward, asserting that previous settlements provided no compensation for fees paid after that date.