美国住房与城市发展部（HUD）致信首席执行官查理·夏夫（Charlie Scharf），质疑富国银行（Wells Fargo）在促进黑人购房计划中的公平贷款合规性，该行或因此面临美国政府的调查。
Wells Fargo may face a US housing probe over programmes to boost black homeownership, after a HUD letter to CEO Charlie Scharf questioned fair-lending compliance.
2017年，富国银行承诺将提供600亿美元贷款，并帮助到2027年至少增加25万名非裔美国人成为房主，但HUD称该行可能采用了基于种族的“分类”策略。
The bank pledged in 2017 to lend US$60 billion and help add at least 250,000 African-American homeowners by 2027, but HUD said it may have used race-based “sorting”.
部长斯科特·特纳（Scott Turner）计划展开全面调查。此次审查叠加了特朗普政府此前对多元化、公平与包容（DEI）政策的严格监管，调查范围可能还将扩展至其他银行。
Secretary Scott Turner plans a full investigation, as the review adds to the Trump administration’s crackdown on DEI policies and may extend to other banks.
据《华尔街日报》10月7日报道，富国银行可能因其在增加黑人美国人住房拥有率方面的计划与承诺，而面临特朗普政府住房部门的潜在调查。
AI generated Wells Fargo is facing a potential investigation from the Trump administration’s housing authority over programmes and commitments the bank made to increase homeownership among black Americans, the Wall Street Journal reported on Oct 7.
该报援引了住房与城市发展部于10月7日寄给富国银行首席执行官查理·夏夫的一封信函。信函据称称，调查将审视该行是否因偏袒黑人或其他少数族裔房主而违反了公平贷款法律。
The Journal cited a letter from the Department of Housing and Urban Development sent to Wells chief executive Charlie Scharf on Oct 7. It will examine whether the bank violated fair-lending laws by favouring black or other minority homeowners, the letter reportedly said.
路透社无法独立核实该报道。富国银行将于下周公布第三季度业绩，但拒绝置评。住房部也未立即回应。
Reuters could not independently verify the report. Wells Fargo, which is set to report third-quarter results next week, declined to comment. The Department of Housing did not immediately respond.
多年来，富国银行已宣布一系列措施以增加对少数族裔社区的贷款，其中包括2017年承诺提供600亿美元（768亿新加坡元）贷款，以帮助到2027年至少增加25万名非裔美国人成为房主。
Wells Fargo has announced a series of measures over the years to increase lending to minority communities, including a 2017 commitment to lend US$60 billion (S$76.8 billion) to help add at least 250,000 African-American homeowners by 2027.
据《华尔街日报》报道，住房部的信函称，富国银行采取了“分类”房主的策略，并根据其种族提供不同的贷款产品或条款。
The department’s letter said Wells Fargo had adopted a strategy of “sorting” homeowners and offering different products or terms based on their race, according to the Journal.
报道称，援引一位高级官员的话称，住房部部长斯科特·特纳计划对富国银行的声明展开全面调查。该报还补充说，该机构也正在审查其他银行的类似举措。
Department of Housing Secretary Scott Turner plans a full investigation into Wells Fargo’s statements, the report said, citing a senior official. The agency, it added, is also reviewing similar initiatives by other banks.
据报道，此次调查将进一步加强对公共和私营机构中多元化、公平与包容（DEI）政策的打击，这些措施自美国总统唐纳德·特朗普上任以来一直在持续。
The reported probe will add to the crackdown on diversity, equity and inclusion (DEI) policies at public and private organisations since US President Donald Trump took office.
2026年早些时候，特朗普签署了一项行政命令，要求联邦承包商及其分包商取消DEI相关做法，此举引发了民主党州官员的诉讼。
Trump signed an executive order earlier in 2026, asking federal contractors and their subcontractors to eliminate DEI practices, drawing a lawsuit from Democratic state officials.