首席执行官 Michael Miebach 表示，跨境支付目前是使用稳定币最明确的场景，也是 Mastercard Inc. 在这一新型数字货币领域取得最大进展的领域。
Cross-border payments are currently the clearest use case for stablecoins and are where Mastercard Inc. is seeing the most traction for the new form of digital money, according to Chief Executive Officer Michael Miebach.
Miebach 周五在伦敦接受彭博电视台采访时说：“进行跨境支付通常需要数天时间，而且费用也不透明。从公司的营运资金角度来看，如果能即时转移资金，效果会好得多。”Mastercard 与 Visa Inc.、Stripe 以及大约 100 家其他公司一起，成为一家名为 Open Standard 的新公司的支持者。该公司最近发行了与美元挂钩的稳定币。此举旨在推动这些数字代币更广泛地进入主流市场。
“If you make a cross border payment it takes days, the fees are unclear,” Miebach said in an interview with Bloomberg TV in London on Friday. “From a working capital perspective for a company, if you could move the money instantly it would be so much better.”Mastercard — alongside Visa Inc., Stripe and around 100 other companies — is among the backers of a new firm called Open Standard that recently issued a US dollar-pegged stablecoin. The effort aims to bring the digital tokens into wider mainstream use.
Miebach 表示，Mastercard 希望“创建一种特别专注于资金转移而非投资用途的稳定币”。
Mastercard was keen to “create a stablecoin particularly focused on moving money instead of investment purposes,” Miebach said.
稳定币是一种加密货币，旨在保持稳定的价值，通常通过与美元等传统资产挂钩来实现。在过去一年中，随着银行和其他传统金融机构越来越将这些代币视为实现更快、更廉价支付的有效方式，稳定币的受欢迎程度不断上升。
Stablecoins are a type of cryptocurrency designed to maintain a steady value, typically by being pegged to a traditional asset such as the US dollar. They’ve risen in popularity over the past year as banks and other established financial firms increasingly view the tokens as a viable way to make payments faster and cheaper.
在 Donald Trump 政府的支持下，这一趋势获得了更多动力。美国政府正在考虑一项倡议，以在海外推广使用以美元计价的稳定币。
The push has gained momentum with support from President Donald Trump’s administration, which is weighing an initiative to promote the use of the dollar-denominated tokens overseas.
Mastercard 一直是传统支付公司中在稳定币领域最为活跃的企业之一。今年早些时候，该公司以高达 18 亿美元的价格收购了基础设施提供商 BVNK。
Mastercard has been among the most active traditional payments companies in stablecoins, earlier this year acquiring infrastructure provider BVNK in a transaction worth up to $1.8 billion.
Miebach 表示，他正在伦敦与对稳定币表现出兴趣的公司会面。他认为，这为他的支付服务公司带来了机遇，而非威胁。不过，他也补充说，目前尚预计稳定币会在整个消费领域得到广泛采用。
Miebach is meeting with companies in London that are showing interest in stablecoins, which presents his payment services company with opportunities, rather than a threat, he said. Still, he’s not yet expecting widespread adoption of stablecoins across the consumer world, he added.
谈到其他技术，米巴赫表示，人工智能“本质上是一件好事”，但也伴随着额外的风险。他说：“人工智能既在帮助防御者，也在帮助欺诈者和骗子。”
Turning to other technologies, Miebach said artificial intelligence is “fundamentally a good thing” but comes with extra risk. “AI is enabling the fraudsters and the scammers as much as the defenders,” he said.