美国货币监理署因美国运通的反洗钱合规计划存在缺陷，对其处以3.5亿美元罚款。监管机构表示，该发卡机构的内部控制未能达到规定标准。此次罚款加剧了监管机构对银行业合规实践的广泛审查。
The US Office of the Comptroller of the Currency has fined American Express $350 million over deficiencies in its anti-money-laundering compliance programme. The regulator said the card issuer's internal controls fell short of required standards. The fine adds to wider regulatory scrutiny of compliance practices across the banking sector.
美国货币监理署对美国运通处以3.5亿美元罚款，理由是该发卡机构的反洗钱合规计划存在缺陷。这是近期针对银行在发现和报告可疑金融活动方面所做努力的一系列执法行动之一。
The US Office of the Comptroller of the Currency has fined American Express $350 million, citing deficiencies in the card issuer's anti-money-laundering compliance programme. The penalty is among the latest in a string of enforcement actions targeting banks' efforts to detect and report suspicious financial activity.
监管机构表示，美国运通的内部控制未能达到联邦法律要求的标准，但并未详细说明涉及的具体交易或时间段。此类合规失误可能会使金融机构面临其他机构的进一步审查。
The regulator said Amex's internal controls had fallen short of the standards required under federal law, though it did not detail the specific transactions or periods involved. Compliance failures of this kind can expose financial institutions to further scrutiny from other agencies as well.
预计美国运通将加强其反洗钱控制措施以应对这一调查结果。投资者将密切关注此次罚款是否会对公司即将发布的季度业绩产生影响，分析师则表示，监管机构现在可能会更密切地审查其他主要发卡机构的合规计划。
American Express is expected to strengthen its anti-money-laundering controls in response to the finding. Investors will be watching whether the fine has any bearing on the company's upcoming quarterly results, while analysts say regulators may now look more closely at compliance programmes across other major card issuers.