
美国政府称,自去年一项将非永久居民排除在主要住房计划之外的政策实施以来,由纳税人资金支持的面向此类人群的住房贷款已几乎降为零。美国住房和城市发展部部长斯科特·特纳于周五强调了这一变化,并称该政策旨在保护美国本土购房者的利益。
The US government has said taxpayer-backed home loans for non-permanent residents have fallen to nearly zero, more than a year after a policy change that excluded them from a key housing programme. Housing and Urban Development Secretary Scott Turner highlighted the shift on Friday and said the policy was aimed at protecting American homebuyers.
特纳发布了一段视频并配文称:“达拉斯的南亚裔购房热潮就此终结了吗?”他还在一份声明中表示:“我们正在阻止非法移民及非永久居民利用 taxpayer-funded 项目来损害美国购房者的利益。如今,这类人群获得相关贷款的比例已降至零。请记住——任何企图剥削本国公民利益的行为都将遭到HUD的坚决打击。”
Turner marked the development by posting a video with the remark, "Dallas ka Desi Housing Boom Khatam?" He also said in a statement, "We are preventing illegals and non-residents from accessing taxpayer-backed programs at the expense of American homebuyers.
移民问题已成为德克萨斯州中期选举的核心议题。作为共和党的传统大本营,该州此次却面临民主党的强力挑战。多家民调机构预测此次选举结果难分伯仲。为争取选民支持,总统唐纳德·特朗普与副总统J.D.万斯均多次造访该州。
Today, that share is zero. Make no mistake - exploit our citizens, and HUD will act." Immigration has become a major issue in the midterm elections in Texas, a Republican stronghold where the party is facing a strong challenge from the Democrats. Several pollsters have forecast a close contest in the state, where President Donald Trump and Vice President J D Vance have made multiple visits to bolster Republican support.
目前德克萨斯州居住着逾50万名南亚裔人士,其中多数来自印度。这一现状令部分立场强硬的共和党人将之形容为“印度人入侵”。
Texas is home to more than 500,000 South Asians, many of them of Indian origin. The issue has led some staunch Republicans to describe the situation as an "Indian invasion".In May last year, the Department of Housing and Urban Development changed its policy to bar non-permanent residents, including those on H1-B visas, from accessing Federal Housing Administration-backed loans meant for first-time homebuyers.
据HousingWire获得的美国移民及海关执法局数据,去年5月,住房和城市发展部修订政策,禁止包括H1-B签证持有者在内的非永久居民申请联邦住房管理局为首次购房者提供的贷款。政策实施前,非永久居民在FHA购房贷款申请者中占比约5.8%,在整个购房抵押贷款市场中的占比则为5.6%。政策实施后,他们在FHA购房贷款申请者中的比例骤降至0.1%左右;在所有类型购房贷款市场中,其占比也下降了2.2个百分点,降至3.4%。
Before the change took effect, non-permanent residents made up about 5.8 per cent of FHA purchase originations and 5.6 per cent of purchase mortgages across the wider market, according to ICE data shared with HousingWire. After the policy change, their share of FHA purchase loans dropped to about 0.1 per cent. Their share of purchase mortgages across all loan types also fell by 2.2 percentage points to 3.4 per cent, the data showed.
特纳说道:“特朗普总统承诺将美国人的利益置于首位,而住房和城市发展部也切实履行了这一承诺。”特纳分享的视频中,有人声称截至2月份,德克萨斯州科林县的房价同比下跌了近9%,这一降幅是整个达拉斯-沃思堡地区平均水平的两倍多。视频还称,房价下跌是由于特朗普政府开始严格限制H1-B签证,导致科技行业出现大规模裁员。总体而言,政府将此类面向非永久居民的政府担保贷款几乎全面叫停,视作其整体移民与住房政策举措的一部分。
Turner said, "President Trump promised to put Americans first, and HUD delivered." The video shared by Turner featured a person claiming that home prices in Collin County, Texas, fell by nearly nine per cent year on year as of February, more than double the decline recorded across the wider Dallas-Fort Worth region. The video also claimed that the fall in home prices came after the Trump administration began a clampdown on H1-B visas, which led to mass layoffs in the technology sector. Overall, the administration linked the near-elimination of such government-backed loans for non-permanent residents to its wider push on immigration and housing policy.