日本拥有三家或以上放贷机构贷款的人数在2025财年末达到155万，创下12年来最高水平，物价上涨可能正促使更多人借贷以维持生计。
The number of people in Japan with loans from three or more moneylenders reached a 12-year high of 1.55 million at the end of fiscal 2025, as rising prices may be driving more people to borrow to cover living expenses.
| GETTY IMAGES 日本越来越多人同时向多家放贷机构（包括消费金融公司）负债。
| GETTY IMAGES A growing number of people in Japan are carrying debts from multiple lenders, including consumer finance companies.
日本信用信息参考中心负责管理个人信用信息，该中心称，2025财年末（即今年3月结束的财政年度）有155万人拥有三项及以上的无担保、无保证贷款，这是12年来的最高水平。物价上涨可能正推动更多人借钱以应对生活开支。
According to Japan Credit Information Reference Center, which manages individuals’ credit information, 1.55 million people had three or more unsecured, unguaranteed loans from moneylenders at the end of fiscal 2025, which closed in March this year. It was the highest level in 12 years. Rising prices may be pushing more people to borrow money to cover their living expenses.