三菱UFJ金融集团正在研究最终获得施利兰金融有限公司多数控制权的方式，知情人士透露，若交易达成，这将成为印度金融领域最大的一笔外资投资。
UFJ Financial Group Inc. is studying ways to eventually gain majority control of Shriram Finance Ltd., in a deal that would mark the largest foreign investment in India’s financial sector if it goes ahead, people familiar with the matter said.
知情人士称，日本最大银行正处于考虑将其在印度金融集团施利兰的持股比例从目前约20%提升至50%以上的早期阶段，因讨论属私密性质，要求不具名。据这些人士称，为获得控制权，三菱UFJ可能需要向施利兰注资超过100亿美元。
Japan’s largest bank is in the early stages of considering the idea of increasing its stake in India’s financial conglomerate Shriram to more than 50% from about 20% now, the people said, asking not to be named because the discussions are private. It may need to inject more than $10 billion into Shriram to gain control, according to the people.
部分知情人士表示，虽然三菱UFJ金融集团希望致力于实现获得该公司控制权的最终目标，但尚未为潜在交易设定明确时间表。据这些人士称，磋商仍处于早期阶段，可能交易的细节仍可能发生变化。
While MUFJ wants to work toward the ultimate goal of gaining control of the company, it hasn’t set a firm timeline for a potential deal, some of the people said. Deliberations are still at an early stage and details of the possible transaction could still change, according to the people.
若交易完成，将标志着对印度长期增长前景的重大信心投票，尽管印度股市面临外资外流、卢比汇率逼近历史低位。这也凸显了印度对寻求更深度布局推动该国扩张的消费者和小企业市场的全球金融机构日益增长的吸引力。
If completed, the deal will mark a major vote of confidence in India’s long-term growth prospects, despite an exodus of foreign capital from Indian equities and the rupee near record lows. It also underscores India’s growing appeal to global financial institutions seeking deeper exposure to the consumers and small businesses powering the country’s expansion.
去年12月，当被问及三菱UFJ金融集团是否考虑增加在施利兰的持股时，该日本企业的一位高管表示，从长远来看存在这种可能性，但当时尚未做出决定。
In December, when asked whether MUFG was thinking of increasing its ownership Shriram, an executive at the Japanese firm said that such a possibility exists over the longer term, but no decision had been made at the time.
超过100亿美元的投资将叠加在三菱UFJ金融集团已投入施利兰的44亿美元之上，使其总投入承诺超过140亿美元。
An investment of more than $10 billion would come on top of the $4.4 billion MUFG has already put into Shriram, taking its total commitment to more than $14 billion.
这笔交易将把日本银行日益增长的海外扩张意愿与印度作为全球资本目的地日益提升的地位结合在一起。这也考验着监管层允许外资机构控制大型国内金融公司的意愿。三菱UFJ金融集团和施利兰的代表均拒绝置评。
The transaction would intertwine Japanese banks’ growing appetite for overseas expansion with India’s rising stature as a destination for global capital. It also tests regulatory willingness to allow foreign institutions to control large domestic financial companies. Representatives for MUFG and Shriram declined to comment.
三菱日联金融集团（MUFG）于4月以44亿美元收购斯里兰姆金融（Shriram Finance）20%的股权，这是印度金融服务公司有史以来最大的外国投资。该交易使斯里兰姆的估值超过200亿美元，并为MUFG争取到了两个董事会席位。
MUFG acquired a 20% stake in Shriram Finance for $4.4 billion in April, the largest foreign investment ever in an Indian financial-services firm. The deal valued Shriram at more than $20 billion and secured MUFG two board seats.
斯里兰姆提供了少数外国银行难以从零开始建立的业务。该公司专注于主流贷款机构常被忽视的客户群体，从卡车运营商到小企业主，使其在印度较小城市和农村地区拥有深度覆盖，并直接面临该国国内经济的影响。
Shriram offers what few foreign banks could build from scratch. The company has focused on customers often overlooked by mainstream lenders, from truck operators to small business owners, giving it deep reach across smaller cities and rural India and direct exposure to the country’s domestic economy.
MUFG的这一举措是日本在印度更广泛扩张的一部分。住友金融集团（Sumitomo Mitsui Financial Group Inc.）成为Yes Bank Ltd.（印度YES银行）的最大股东，而瑞穗金融集团（Mizuho Financial Group Inc.）同意收购投资银行Avendus Capital Pvt.的控股权。
MUFG’s push is part of a broader Japanese expansion into the country. Sumitomo Mitsui Financial Group Inc. became the largest shareholder in Yes Bank Ltd., while Mizuho Financial Group Inc. agreed to acquire control of investment bank Avendus Capital Pvt.