悉尼，10月14日：澳大利亚联邦银行首席执行官马特·科明周三表示，澳大利亚必须确保人工智能创造的更多经济利益留在国内，而监管应致力于建立对新技术的信任。
SYDNEY, Oct 14 : Commonwealth Bank of Australia CEO Matt Comyn said on Wednesday Australia must ensure more of the economic benefits created by AI remain in the country while regulation should work to build trust in the new technology.
科明表示，作为澳大利亚最大贷款机构的联邦银行，正在其银行业务组合中推广人工智能技术，尤其是在企业银行业务方面。
Comyn said CBA, Australia's largest lender, is rolling out AI technologies across its banking portfolio, especially in business banking.
该银行还在其银行应用程序中向部分客户推出了人工智能聊天功能，这些客户可以通过该功能访问个人和企业银行信息。
The bank has also launched an AI chat within its banking app to selected customers that can access personal and business banking details.
科明表示，人工智能可能是“我们所见过的最重大的技术变革”，但警告称，随着该技术在全球快速推进，需要一个官方框架。
Comyn said AI could be the "most significant technology shift we have seen" but warned an official framework was needed as the technology rolls out at a fast pace around the world.
“实现人工智能的机遇需要监管跟上步伐，”他在悉尼该行年度投资者会议上表示。
"Realising the AI opportunity will require regulation to keep pace," he said at the bank's annual investor meeting in Sydney.
“有效的监管应有助于建立对人工智能的信任，同时确保全球科技公司遵守澳大利亚的法律和标准，并且人工智能创造的更多经济价值能够在澳大利亚得以捕获。”澳大利亚在最初对人工智能公司给予无条件欢迎之后，已开始加强对人工智能的监管力度。
"Effective regulation should help build trust in AI while ensuring global technology companies operate in accordance with Australian laws and standards, and that more of the economic value created by AI is captured in Australia." Australia has started to toughen its approach to AI regulation after initially giving an unconditional welcome to AI companies.
工党政府回应了社区对人工智能和数据中心发展的反对声音，表示将采取更为严厉的措施。
The Labor government has responded to community pushback against AI and data centre development by saying it would take a tougher approach.
政府表示，正在制定一套广泛的人工智能法律，计划于2027年初生效，内容将包括对数据中心用水和用能的限制，以及版权保护和网络安全措施。
The government has said it is preparing a wide-ranging set of AI laws to take effect from early 2027, which would include limits to water and energy use by data centres, as well as copyright protections and cybersecurity measures.
科明表示，尽管国际冲击可能更加频繁和剧烈，但澳大利亚经济仍保持韧性。“更高的利率需要时间才能将通胀拉回目标区间，”科明表示。
Comyn said Australia's economy remained resilient, although more frequent and volatile international shocks were likely. "It will take time for higher interest rates to bring inflation back into the target range," Comyn said.
这些言论是在澳大利亚储备银行（RBA）9月会议纪要公布一天后发表的，纪要显示董事会仍对持续的通胀压力感到担忧，并认为如果物价增长比预期更顽固，可能需要进一步加息。
The remarks come a day after minutes of the Reserve Bank of Australia's September meeting showed the board remained concerned about persistent inflation pressures and considered further rate hikes could be needed if price growth proved more stubborn than expected.
上个月，央行下令全年第四次加息，将官方现金利率提升至4.6%，为15年来最高水平。
The central bank last month ordered a fourth interest rate rise for the year which took the official cash rate to 4.6 per cent, the highest level in 15 years.
科明表示，澳大利亚对外部冲击的控制有限，需要通过建设更多住房、大规模提供可靠低成本能源以及在经济各领域采用人工智能等技术来提升生产力。
Comyn said Australia had little control over external shocks and would need to boost productivity through measures including building more homes, delivering reliable low-cost energy at scale and adopting technologies such as AI across the economy.
在对股东的讲话中，联邦银行董事长保罗·奥马利表示，生活成本压力和更高的利率继续对家庭产生不均衡的影响，而企业则正在应对高企的投入成本和供应不确定性。
In his address to shareholders, CBA Chair Paul O'Malley said cost-of-living pressures and higher interest rates continued to affect households unevenly, while businesses were managing elevated input costs and supply uncertainty.
奥马利还说，继任计划仍是贷款机构的重点，这一表态是在一年前他告诉股东科明将继续担任首席执行官至少再三年之后。
Succession planning remained a focus for the lender, O'Malley said, a year after telling shareholders Comyn would remain in the CEO role for at least another three years.