摩根大通（Chase & Co.）已更新其能源转型融资方式，该行表示，此举将帮助其应对需求的历史性激增，同时支持可负担性和安全性。
Chase & Co. has updated its approach to financing the energy transition, in a move the biggest US bank says will help it meet a historic surge in demand while also supporting affordability and security.
摩根大通能源与环境中心及其可持续发展战略负责人希瑟·齐查尔（Heather Zichal）表示，该决定将核电和电网投资纳入其1万亿美元绿色融资目标的可选范围，是对该行2.5万亿美元可持续发展目标更广泛重新思考的一部分。
The decision, under which nuclear power and grid investments are eligible to be included in its $1 trillion green finance goal, is part of a broader rethink of the bank’s $2.5 trillion sustainable development target, said Heather Zichal, who oversees JPMorgan’s center for energy and environment as well as its sustainability strategy.
“我们所谈论的电力规模和建设规模令人咋舌，世界需要更多能源，”她在接受采访时说。“我们是一家银行，扩大融资规模是我们的职责。”该行明确表示，希望主导电气化相关的融资机遇，包括成为电网项目的首选贷款方。摩根大通首席执行官杰米·戴蒙（Jamie Dimon）在该行可持续发展报告的序言中将能源基础设施描述为该行1.5万亿美元“安全与韧性倡议”（Security and Resiliency Initiative）的关键支柱，该倡议是他去年推出的，旨在支持美国国家安全。
“The amount of power and build-out that we’re talking about is kind of mind boggling and the world needs more energy,” she said in an interview. “We are a bank, it is our job to scale finance.”The bank has made clear it wants to dominate the financing opportunities around electrification, which includes becoming the go-to lender for grid projects. In his introduction to JPMorgan’s sustainability report, Chief Executive Officer Jamie Dimon describes energy infrastructure as a key plank of the bank’s $1.5 trillion Security and Resiliency Initiative, which he unveiled last year to support US national security.
“许多增强能源独立性的措施也可能推动可持续发展，”戴蒙在周三的报告中表示。“核能、能源储存和电网现代化等举措在增强韧性的同时，也有助于客户实现脱碳。”齐查尔表示，她在摩根大通的新扩展职责是该行近期重组的一部分，旨在将能源融资与可持续发展更紧密地结合在一起，她表示，为多种能源来源提供融资仍是该行的承诺。“但与此同时，我们必须顺应当下，”她说。
“Much of what strengthens energy independence may also advance sustainability,” Dimon said in the report on Wednesday. “Efforts such as nuclear power, energy storage and grid modernization enhance resilience while helping clients decarbonize.”Zichal, whose newly expanded role at JPMorgan is part of a recent reorganization to bring energy finance and sustainability closer together within the bank, says financing a diverse range of power sources remains a commitment. “But at the same time, we have to meet the moment,” she said.
齐查尔表示，油气供应因战争而受到冲击，叠加人工智能数据中心对能源的旺盛需求，意味着可持续金融如同银行业其他领域一样，需要进行适应。
A war-fueled shock to the supply of oil and gas combined with insatiable demand for energy to power AI data centers means sustainable finance, like every other corner of banking, needs to adapt, Zichal said.
“能源领域的游戏规则已经彻底改变，”她说。“我们不会制定一个策略然后让它自动运行五年。我们不会在公司和投资银行业务中这样做：为什么要在可持续性方面这样做？”在周三的报告中，摩根大通表示，其更新后的可持续发展战略的目的“不是为了限制我们的融资”，而是为了帮助客户和客户实现他们的业务和财务目标。
“The name of the game around energy is completely changed,” she said. “We’re not going to set a strategy and leave it on autopilot for five years. We wouldn’t do that across the corporate and investment bank: Why would we do that on sustainability?”In Wednesday’s report, JPMorgan said the purpose of its updated sustainability strategy is “not to restrict our financing,” but to help clients and customers achieve their business and financial goals.
该银行表示，截至目前，它已为其2030年2.5万亿美元可持续发展目标融资或促成了1.2万亿美元。其中，5200亿美元用于绿色金融项目。
The bank says it has so far financed or facilitated $1.2 trillion of its 2030 $2.5 trillion sustainable development target. Of that, $520 billion went toward green finance projects.
摩根大通对绿色能源的定义扩大到包括电动汽车充电站，以及所谓的多元化公司（这些公司也生产化石燃料）的零碳和低碳发电。电力网络和电网现代化也被纳入该银行对可绿色金融支持的活动的定义中。
JPMorgan’s expanded definition of green energy includes charging stations for electric vehicles, as well as zero- and low-carbon power generation at so-called diversified companies that also produce fossil fuels. Electricity networks and grid modernization are also included in the bank’s definition of activities eligible for green finance.
被问及该银行削减融资相关温室气体排放的承诺时，齐查尔表示，主要目标是“大规模动员资本”，这是“我们能够做出最大直接贡献的地方”。摩根大通通过“我们为客户以及世界所需的能源解决方案投入工作的资本多少”来衡量成功，她说。
Asked about the bank’s commitment to cutting financed greenhouse-gas emissions, Zichal said the main goal is “mobilizing capital at scale,” which is “where we can make our greatest direct contribution.”JPMorgan measures success “by how much capital we put to work for clients and for the energy solutions that the world needs,” she said.
该银行还推迟了减少与高碳客户贷款相关排放的目标，因为更广泛经济中的脱碳进程放缓，并且国际能源署更新了其广泛被关注的净零排放情景。摩根大通表示，它现在正将其方法与国际能源署的最新情景保持一致，该情景“将2035年作为最近的中期参考年”，而此前则更侧重于2030年。
The bank has also pushed back its targets for reducing emissions associated with lending to high-carbon clients, as decarbonization in the wider economy slows and after the International Energy Agency updated its widely followed net-zero emissions scenario. JPMorgan says it’s now aligning its approach with the IEA’s latest scenario, which “presents 2035 as the nearest interim reference year,” compared with an earlier emphasis on 2030.
根据周三的报告，摩根大通的绿色融资目标与其安全与韧性倡议之间会有一些重叠。报告指出，有助于维持安全可靠能源系统的某些活动“也可能支持其脱碳”，因此“可能会在这两项倡议中得到体现”。
There will be some overlap between JPMorgan’s green financing goals and its security and resilience initiative, according to Wednesday’s report. Certain activities that help maintain a secure and reliable energy system “may also support its decarbonization” and may therefore “be reflected in both initiatives,” it said.
“我们也知道，能源安全、可负担性、韧性和可持续性是相互关联的，”戴蒙说。“将它们共同推进对于建设一个强大且具有竞争力的经济至关重要。”
“We also know that energy security, affordability, resilience and sustainability are interconnected,” Dimon said. “And advancing them together is important to a strong and competitive economy.”