Inc. 首席执行官简·弗雷泽（Jane Fraser）本周早些时候表示，美国银行正忙于准备完全分拆其前墨西哥零售消费者业务。负责该业务的新任高管传递了另一个信息：我们正忙于扭转局面。
Inc. Chief Executive Officer Jane Fraser said earlier this week that the US bank is busy preparing to fully separate its former Mexican retail consumer business. The new executives in charge of that operation have another message: We’re busy turning it around.
据熟悉会议情况且要求匿名的知情人士透露，Grupo Financiero Banamex 董事长费尔南多·奇科·帕尔多（Fernando Chico Pardo）的两个儿子安德烈斯（Andres）和费利佩（Felipe Chico Pardo）上周在纽约市会见了数十名投资者，他们向投资者阐述了他们如何推动墨西哥银行更积极地放贷，并收复在花旗集团（Citi）长期管理下失去的市场份额，这一管理时期与传奇的Banamex品牌相关联。
The sons of Grupo Financiero Banamex Chairman Fernando Chico Pardo met with dozens of investors last week in New York City, with Andres and Felipe Chico Pardo pitching investors about how they’re pushing the Mexican bank to lend more aggressively and gain back market share lost under Citi’s decades-long management of the storied Banamex brand, according to people familiar with the meetings who asked not to be identified discussing private conversations.
奇科·帕尔多于2025年底收购Banamex 25%的股份，标志着该贷款机构进入新时代，因为花旗集团当时迈出了重要一步，开始逐步撤出。华尔街公司继续撤资，今年早些时候将另一部分股份出售给包括通用大西洋（General Atlantic）和黑石集团（Blackstone Inc.）管理的基金在内的投资者。
Chico Pardo’s purchase of a 25% stake in Banamex in late 2025 was the beginning of a new era for the lender, as Citigroup took a major step to back away. The Wall Street firm has continued to pull back, selling off another chunk to investors including General Atlantic and funds managed by Blackstone Inc. early this year.
如今，一大批华尔街和欧洲银行正被动员起来，向投资者推销花旗集团剩余的股份。
Now, a wide group of Wall Street and European banks are being put to work to pitch Citigroup’s remaining stake to investors.
知情人士表示，花旗集团将牵头此次银行团。参与该交易的其他公司还包括美国银行公司（Bank of America Corp.）、高盛集团（Goldman Sachs Group Inc.）、摩根大通公司（JPMorgan Chase & Co.）、摩根士丹利（Morgan Stanley）、巴克莱银行（Barclays Plc）、德意志银行（Deutsche Bank AG）、桑坦德银行（Banco Santander SA）和瑞银集团（UBS Group AG）。
Citigroup will lead the banks, the people said. Other firms on the deal include Bank of America Corp., Goldman Sachs Group Inc., JPMorgan Chase & Co., Morgan Stanley, Barclays Plc, Deutsche Bank AG, Banco Santander SA and UBS Group AG, the people said.
知情人士透露，花旗集团计划通过首次公开募股（IPO）筹集超过30亿美元，尽管规模和定价仍在考虑之中。上市计划定于明年早些时候进行。
Citigroup has been targeting more than $3 billion for its initial public offering, although the size and price are still under consideration, the people said. The listing is planned for early next year, the people said.
花旗集团、Banamex、美国银行、摩根大通、巴克莱、德意志银行、桑坦德和瑞银均拒绝置评。高盛和摩根士丹利未对置评请求作出回应。
Citigroup, Banamex, Bank of America, JPMorgan, Barclays, Deutsche Bank, Santander and UBS declined to comment. Goldman and Morgan Stanley didn’t respond to a request for comment.
此次发行将标志着墨西哥的一个里程碑，该国长期以来一直缺乏公司上市。上市的Banamex还将为投资者提供一种新方式，以押注墨西哥金融业——该行业目前只有Grupo Financiero Banorte SAB de CV这一家总部设在墨西哥的大型银行。相反，该行业被总部设在国外的贷款机构主导，如西班牙巴斯克银行（Banco Bilbao Vizcaya Argentaria SA）。
The offering would mark a milestone for Mexico, which has suffered from a prolonged drought of company listings. A listed Banamex will also give investors a new way to bet on the Mexican financial industry, where Grupo Financiero Banorte SAB de CV has been the only big bank that’s based in the country. The industry is instead dominated by foreign-based lenders such as Banco Bilbao Vizcaya Argentaria SA.
自2021年起，花旗集团首席执行官弗雷泽（Fraser）一直在努力剥离花旗集团对Banamex的股权，因为她正在全球范围内削减公司的零售业务。弗雷泽在2024年表示，花旗集团并不是该公司的合适所有者。
Citigroup’s Fraser has been working to shed the New York lender’s stake in Banamex since at least 2021 as she cuts back on the firm’s retail businesses across the world. Fraser said in 2024 that Citigroup wasn’t the right owner of the firm.
花旗集团于2001年收购Banamex时，该墨西哥银行曾管理全国超过22%的贷款。到2024年，这一比例已降至6%。自花旗墨西哥（Citi Mexico）和Banamex在2024年底分离业务以来，Banamex开始夺回市场份额并提升盈利能力。
When Citigroup took over Banamex in 2001, the Mexican bank oversaw more than 22% of loans in the country. By 2024, that share had fallen to 6%. Since Citi Mexico and Banamex separated operations in late 2024, Banamex has begun to claw back market share and improve profitability.