印度保险监管发展局主席阿贾伊·塞思周四在SAMVAAD峰会上表示，未来五年，印度人口和经济企业的保险覆盖率需要从15%提高到30%。
塞思表示，保险业需要从终端用户的思维模式出发来转变其发展方法。
Insurance coverage for India's population and economic enterprises needs to increase from 15% to 30% over the next five years, Ajay Seth, Chairperson of the Insurance Regulatory and Development Authority of India , said at the SAMVAAD Summit on Thursday .Seth said the insurance sector needs to develop its approach from the mindset of the end user.
他还表示，投保人必须遵循三项原则：“了解您的产品，了解您的保险公司，了解您的监管机构。”
He also said policyholders must follow three principles: “Know your product, know your insurer, know your regulator.”
关于拟议的个人可识别信息框架，塞思表示，该框架投入运营需要时间。
On the proposed Personal Identifiable Information framework, Seth said it would take time for the framework to become operational.
他说，预计将于2028年1月建立公共保险登记处。他表示，监管机构还就咨询文件征求了意见。南丹·尼勒卡尼谈账户聚合商生态系统南丹·尼勒卡尼在SAMVAAD峰会上发言时强调了扩大账户聚合商生态系统的空间，称其覆盖范围需要从占成年人口的20%增长到50%。
He said a public insurance registry is expected by January 2028. The regulator has also sought comments on the consultation paper, he said. Nandan Nilekani on Account Aggregator ecosystemSpeaking at the SAMVAAD Summit, Nandan Nilekani highlighted the scope for expanding the Account Aggregator ecosystem, saying it needs to grow from reaching 20% of adults to 50%.Nilekani said Aadhaar records around 9 crore authentications a day, with 95% of adults enrolled.
尼勒卡尼表示，Aadhaar（印度唯一身份识别局）每天记录约9000万次身份验证，95%的成年人已注册。统一支付接口每天处理约7.5亿笔交易，覆盖45%至50%的成年人，而账户聚合商生态系统每天记录约100万次授权，覆盖20%的成年人。
尼勒卡尼说：“账户聚合商系统的好处在于数据的多重利用，”并补充说，该生态系统可以超越贷款业务，并超越有银行账户的人群。
UPI processes around 75 crore transactions a day and reaches 45-50% of adults, while the Account Aggregator ecosystem records around 10 lakh consents a day and reaches 20% of adults, he said.“The beauty of AA system is the multiple usage of data,” Nilekani said, adding that the ecosystem can go beyond lending and beyond the banked population.
他表示，账户聚合商目前主要覆盖受薪阶层，需要扩展到街头小贩、零工经济劳动者以及微型、小型和中型企业。尼勒卡尼表示，账户聚合商生态系统具有多种用例。
He said Account Aggregators currently reach mostly salaried individuals and need to expand to street vendors, gig workers and micro, small and medium enterprises .Nilekani said the AA ecosystem has multiple use cases.