周三，民主党籍马萨诸塞州联邦参议员伊丽莎白·沃伦严厉批评财政部对美国银行处以12亿美元罚款的决定，称此举“不过是敷衍了事、无关痛痒的惩罚”。
Democratic Sen. Elizabeth Warren (Mass.) on Wednesday blasted the Treasury Department’s $1.2 billion fine of Bank of America “as a slap-on-the-wrist.”
作为参议院银行委员会中的民主党首席议员，沃伦在一份声明中指出，美国银行“多年来始终未能建立起有效的反洗钱机制”。财政部在宣布这一处罚决定时称，这家全美第二大银行违反了多项反洗钱及制裁相关法律。
Warren, the top Democrat on the Senate Banking Committee, said in a statement that Bank of America “failed an implement an effective anti-money laundering program for years.”In announcing the penalty, the Treasury Department said the country’s second-largest bank violated anti-money laundering and sanctions laws.
财政部在新闻稿中称，该银行未能向监管机构“有效降低并上报那些具有高度国家安全风险的事项”。这些风险包括“可疑交易”，这些交易很可能与中国境内的洗钱网络以及美国西南边境地区的贩毒集团有关。
The financial institution failed to “mitigate and report priority national security risks” to regulators, the Treasury said in the press release. Those risks included “suspicious transactions” indicative of activity by Chinese money-laundering networks and southwest border cartels, the department noted.
财政部长斯科特·贝森特表示，这笔罚款数额在该部历史上排名第三，足以证明“即便是规模最大的金融机构也绝不能凌驾于法律之上”。然而沃伦却持不同看法：她指出，美国货币监理署早在2024年就曾警告美国银行，要求其整改存在缺陷的反洗钱合规体系。
Treasury Secretary Scott Bessent said the penalty — the third largest in his department’s history — showed that “even the biggest financial institutions are not above the law.”But Warren cast the penalty in a different light, noting the Office of the Comptroller of the Currency warned Bank of America in 2024 to address its “deficient” money-laundering compliance program.
这位来自马萨诸塞州的民主党参议员补充道：“拜登政府2024年未能让美国银行承担应有的法律责任；如今特朗普政府又仅以一笔微不足道的罚款了事，这笔罚款金额仅相当于该银行去年300亿美元净利润的一小部分而已。”
“The Biden Administration failed to hold Bank of America accountable in 2024, and now, the Trump Administration is letting Bank of America off the hook with a slap-on-the-wrist fine that represents a small fraction of the $30 billion in profits the bank made last year alone,” the Massachusetts Democrat added.
她继续说道：“真正有效的问责措施应当是限制该银行的资产规模、限制其向股东派发股息及回购股票，并针对其涉嫌违反反洗钱法律的行为展开刑事调查。”最后，她要求美国银行首席执行官布赖恩·莫伊尼汉前往国会作证。《国会山报》已联系美国银行发言人寻求置评。
“Real accountability would mean imposing an asset cap and restrictions on shareholder dividends and stock buybacks and conducting a criminal investigation into the apparent violation of our anti-money laundering laws,” she continued, before calling on Bank of America CEO Brian Moynihan to testify to Congress. The Hill has reached out to a Bank of America spokesperson for comment.
该机构周三公布，第三季度实现净利润69亿美元，这一数值已计入美国财政部开出的12亿美元罚款。
The institution on Wednesday reported $6.9 billion in net income during the third quarter, a total that accounted for the Treasury’s $1.2 billion penalty.
美国银行还报告称，第三季度营收达300亿美元，较2025年第三季度增长了3%，但较今年第二季度则下降了5%。
Bank of America also reported $30 billion in third-quarter revenue, up 3 percent from the third quarter of 2025 but down 5 percent from the second quarter of this year.
周三，该行股价有所回升，盘中一度跌至49.83美元的开盘价以下，最终收盘报51.39美元/股。截至周四上午晚些时候，该股价格仍维持在51.40美元/股以上，呈现小幅上涨态势。
The bank’s stock rebounded on Wednesday, closing at $51.39 per share after sinking below its opening mark of $49.83 during trading. The company’s stock is up slightly so far Thursday, trading at above $51.40 per share as of the late morning.
如果民主党在不到三周后举行的中期选举中掌控参议院，沃伦有望出任参议院银行委员会主席。
Warren is in line to chair the Senate Banking panel if Democrats win control of the upper chamber in the midterms, now less than three weeks away.
这位倾向于进步路线的参议员周三还指出，大型银行“理应受到结构性惩罚”，而银行高管“在违法时也应承担个人责任”。
The progressive senator added Wednesday that large banks “should be subject to structural punishments” and executives “should be held personally accountable when they break the law.”