东京讯——贸易商社三井物产公司将推出一项覆盖海外数千万家公司的信用评级服务，帮助日本客户评估风险，在国际商业交易中做出更明智的决策。
TOKYO -- Trading house Mitsui & Co. will launch a credit rating service covering tens of millions of companies overseas, helping clients in Japan assess risks and make more informed decisions about international business deals.
根据帝国数据银行2025年的一项调查，只有18%的日本公司开展过海外业务。中小企业尤其常担心货款无法收回的风险，因为潜在的海外业务合作伙伴往往未上市。
Only 18% of Japanese companies have expanded overseas, according to a 2025 survey by Teikoku Databank. Small and midsize businesses in particular are often concerned about the risk of nonpayment because potential overseas business partners are often unlisted.
让包括地缘政治风险在内的信用状况更加透明，可能会让日本公司更容易追求海外机遇。
Making creditworthiness, including geopolitical risks, more transparent could make it easier for Japanese companies to pursue opportunities overseas.
三井物产的子公司三井物产信用咨询公司（MCC）将提供这项服务。该公司开发了一套评估模型，根据财务信息以及管理结构、公司是否有拖欠付款记录等因素进行评级。
Mitsui Bussan Credit Consulting (MCC), a Mitsui subsidiary, will provide the service. It has developed an assessment model that assigns ratings based on financial information as well as factors such as management structure and whether a company has a history of late payments.
该服务还可以评估未上市公司，包括中小企业和初创企业。作为日本主要贸易商社之一的三井，将把其在全球与公司打交道的经验，以及其自身的地缘政治风险评估标准，纳入评级之中。该服务每家公司的费用为数万日元（1万日元约合63美元）。
The service can also assess unlisted companies, including small and midsize businesses and startups. Mitsui, one of Japan's major trading houses, will incorporate into the ratings its experience dealing with companies around the world, along with its own criteria for assessing geopolitical risks. The service will cost tens of thousands of yen (10,000 yen is worth $63) per company.
利用客户公司的基本信息，如营收、利润结构和业务组合，该服务还将计算与潜在业务合作伙伴的适当交易金额。这将帮助客户确定在以延期付款方式销售商品或为服务预付款时，能够安全处理的总金额。
Using basic information about a client company, such as revenue, profit structure and business portfolio, the service will also calculate an appropriate transaction amount with a prospective business partner. This will help clients determine the total amount they can safely handle when selling goods on deferred payment terms or making advance payments for services, for example.
评估中使用的研究报告将根据客户要求从合作公司获取。MCC与全球70多家研究公司合作，包括主要的中国信用研究公司格莱特信托管理公司（Gladtrust Management），以及在欧洲和美国开展业务的Creditsafe。
Research reports used in the assessments will be obtained from partner firms at the client's request. MCC works with more than 70 research companies worldwide, including major Chinese credit research company Gladtrust Management, along with Creditsafe, which is active in Europe and the U.S.
MCC的系统能够评估几乎所有在日本企业拟扩张的主要市场（包括美国和中国）中拥有可验证实际业务运营的公司。
MCC's system is capable of assessing almost any company with actual business operations that can be verified in major markets where Japanese businesses are looking to expand, including the U.S. and China.
三井自2023年起一直在内部测试该企业评估系统。在通过实际海外交易确认其评级有效性后，该公司现将该服务广泛面向外部客户提供。其目标是到2030年对总计10万家公司进行信用评估。
Mitsui has been testing the corporate assessment system internally since 2023. Having confirmed the effectiveness of its rating through actual overseas transactions, the company will now make the service widely available to external clients. It aims to conduct credit assessments on a total of 100,000 companies by 2030.
能够采用统一标准评估全球公司的服务并不常见。日本主要企业调研公司虽提供海外企业信息，但并不采用统一的全球标准进行评级。
Services capable of assessing companies around the world using the same criteria are uncommon. Major Japanese corporate research firms provide information on overseas businesses but do not assign rating using a common global standard.
三井希望通过让风险更加透明，鼓励与海外企业开展新交易，并扩大日本企业的增长机遇。
By making risks more visible, Mitsui aims to encourage new transactions with overseas companies and expand growth opportunities for Japanese businesses.