住友人寿保险公司正考虑收购东南亚和美国的公司，因为该日本保险公司希望扩大规模并多元化收入来源，其首席执行官表示。
Life Insurance Co. is considering buying companies in Southeast Asia and the US as the Japanese insurer seeks to expand and diversify its income, its top executive said.
“在日本，人口正在减少，我们很难假设能够在那里捕捉到增长，”总裁高田幸则在新加坡接受采访时表示。“我们相信要实现多元化，投资于增长引擎。”住友人寿及其日本同行正通过海外扩张来应对国内的人口压力。明治安田人寿保险公司今年早些时候完成了对Legal & General America Inc.的23亿美元收购，而日本人寿保险公司去年收购了Resolution Life Group Holdings Ltd.并整合了其澳大利亚保险业务。
“In Japan, the population is shrinking and it’s quite difficult to assume we can capture the growth there,” President Yukinori Takada said in an interview in Singapore. “We believe in diversifying and investing in growth engines.”Sumitomo Life and its Japanese peers are expanding overseas to counter the demographic pressures at home. Meiji Yasuda Life Insurance Co. completed a $2.3 billion acquisition of Legal & General America Inc. earlier this year, while Nippon Life Insurance Co. bought Resolution Life Group Holdings Ltd. and consolidated its Australian insurance operations last year.
高田表示，公司已在截至2029年3月的中期计划中预留最多1万亿日元（约63亿美元）用于投资。它将利用位于新加坡的新加坡人寿控股私人有限公司和总部位于美国的Symetra Financial Corp.来寻找东南亚和美国的收购目标。
Takada said the company has set aside as much as 1 trillion yen ($6.3 billion) for investment under its mid-term plan that runs through March 2029. It will tap overseas units Singapore Life Holdings Pte. and US-based Symetra Financial Corp. to look for acquisition targets in Southeast Asia and the US.
“这两个地区和这两个工具对我们非常重要，”他说，并通过翻译进行表达。
“These two regions and these two vehicles are very important to us,” he said, speaking through a translator.
在东南亚，高田表示住友人寿已经在印尼和越南持有少数股权，并希望在新加坡以及泰国、马来西亚和菲律宾等国进一步扩张。
Within Southeast Asia, Takada said Sumitomo Life already has minority interests in Indonesia and Vietnam and would like to expand further in Singapore as well as countries such as Thailand, Malaysia and the Philippines.
“新加坡市场仍具增长潜力，”高田表示，并补充说，Income Insurance Ltd.是日本保险公司正在考虑的目标之一。
“The Singapore market still has potential to grow,” Takada said, adding that Income Insurance Ltd. is one of the targets the Japanese insurer is considering.
在美国，住友人寿更倾向于收购能够互补Symetra业务而非侵蚀其业务的公司，他表示。
In the US, Sumitomo Life would prefer companies that can complement Symetra’s business rather than cannibalize it, he said.
当被问及公司在印度的扩张意愿时——多家日本公司正在那里扩张——高田表示住友人寿正在研究该市场，但也意识到当地存在的监管和文化障碍。
When asked about the firm’s appetite in India, where several Japanese companies are expanding, Takada said Sumitomo Life is studying the market, though is mindful about the regulatory and cultural hurdles there.
高田表示，他不相信在海外过度激进地扩张。他将寻找可持续且能为其现有业务带来协同效应的目标。
Takada said he doesn’t believe in over-aggressively growing abroad. He will look for targets that are sustainable and can provide synergies to its existing businesses.
住友人寿在获得城邦和日本监管机构批准后，于2024年完成了对新加坡人寿控股公司的收购，交易金额为46亿新元（36亿美元）。该公司曾在2016年以38亿美元收购了Symetra，并在之后将其从纽约证券交易所摘牌。
Sumitomo Life completed the acquisition of Singapore Life Holdings in 2024 for S$4.6 billion ($3.6 billion) after getting approval from regulators in the city-state and Japan. It bought Symetra in 2016 for $3.8 billion and delisted the company from the New York stock exchange after that.
住友人寿成立于1907年，总部位于大阪。根据其最新年报，截至3月31日，其资产总额达3226亿美元。
Founded in 1907 and based in Osaka, Sumitomo Life had assets totaling $322.6 billion as of March 31, according to its latest annual report.