“今天，Ramp 以 600 亿美元估值融资 18.5 亿美元，”领导 Ramp 欧洲业务的 Eric Oancea 在其帖子中写道。该帖子确认了彭博社于 10 月 10 日报道的融资轮次。Ramp 的联合创始人 Eric Glyman 和 Karim Atiyeh 于 10 月 15 日通过一篇题为《Ramp 估值达 600 亿美元：起点的终结》的博客文章庆祝了这一新估值。
“Today, Ramp raised $1.85B at a $60B valuation,” Eric Oancea, who leads Ramp in Europe, wrote on His post confirms the round that Bloomberg reported on 10 October. Ramp’s co-founders, Eric Glyman and Karim Atiyeh, marked the new valuation with a blog post on 15 October, titled “Ramp at $60B: The End of the Beginning”.
该博客披露了新数据。根据 Ramp 的说法，目前有 8.5 万家企业在使用其服务，每月为这些企业节省超过 10 亿美元。其年化收入在夏季已突破 20 亿美元，且实现正现金流。
The post gives new figures. According to Ramp, 85,000 businesses use it, and it saves them more than $1bn a month. It passed $2bn in annualised revenue over the summer, with positive cash flow.
仅在 9 月，Ramp 表示，它为客户节省了 150 万小时。创始人将这一节省时间相当于为 9000 人返还一个工作月的时间。
In September alone, Ramp says, it saved customers 1.5 million hours. The founders compare that to giving 9,000 people a working month back.
六个月内两轮融资 Oancea 写道，他加入 Ramp 尚未满六个月，而这已经是他在 Ramp 的第二轮融资。他列出了这段时间内发生的变化。
Two raises in six months Oancea wrote that he joined Ramp less than six months ago, and that this is already his second raise there. He listed what changed in that time.
估值从 320 亿美元升至 600 亿美元，年化收入从超过 10 亿美元增至超过 20 亿美元。客户数量从 6.5 万增至 8.5 万。客户平均节省比例从支出的 5% 提升至 7.5%。Ramp 从仅在美国市场运营，扩展至三个海外市场。
The valuation went from $32bn to $60bn, and annualised revenue from over $1bn to over $2bn. Customers rose from 65,000 to 85,000. The average saving for customers grew from 5% to 7.5% of their spend. Ramp went from no markets outside the US to three.
6 月，Ramp 以 440 亿美元估值融资 7.5 亿美元。Ramp 的帖子及 Oancea 的帖子均未透露本轮融资的投资者名称。
In June, Ramp raised $750m at a $44bn valuation. Neither Ramp’s post nor Oancea’s names the investors in the new round.
欧洲是下一步 Ramp 于 9 月 15 日在英国正式上线企业卡、费用管理、账单支付和会计自动化服务，据其上线帖子所述。3 月，Ramp 收购了总部位于斯德哥尔摩的金融科技公司 Billhop。
Europe is next Ramp went live in the UK on 15 September with corporate cards, expense management, bill payments and accounting automation, according to its launch post. In March it bought Billhop, a fintech based in Stockholm.
Oancea 写道，Ramp 目前每月在英国新增超过 100 家客户。他表示愿亲自协助新客户入职，并补充称客户无需等待当前合同到期。
Ramp now adds more than 100 UK customers a month, Oancea wrote. He offered to onboard new customers himself, adding that they do not need to wait for their current contracts to run out.
“工作尚未完成。我们才刚刚起步。更多国家很快将陆续到来，”Oancea 在帖子中写道，并配上了欧盟旗帜。
“Job’s not finished. We are just getting started. More countries coming very soon,” Oancea wrote, with an EU flag.
Ramp 今年推出的产品 创始人列出了 Ramp 今年推出的产品。这些产品包括 Stack，用于更快地结账；应收账款；AI 支出管理；以及 Router，它能选择合适的 AI 模型。还有 Glass，这样团队只需学习一次即可。
What Ramp built this year The founders listed the products Ramp launched this year. They include Stack, for closing the books faster, Accounts Receivable, AI Spend Management and Router, which picks the right AI model. There is also Glass, so a team only has to learn things once.
“此外还有 476 项功能。目前才到 10 月，”他们写道。
“Plus 476 more features. It’s only October,” they wrote.
“第一章讲的是我们能构建什么。第二章讲的是你们能做什么，”格莱曼和阿蒂耶写道。
“Chapter 1 was about what we could build. Chapter 2 is about what you can,” Glyman and Atiyeh wrote.