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金融科技公司Ramp向美国监管机构申请信托银行牌照Fintech Ramp Applies for Trust Bank Charter With US Regulator

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金融科技公司Ramp表示,它已向货币监理署申请信托银行牌照,成为最新一家进军银行业务的初创公司。

Financial technology firm Ramp said it applied with the Office of the Comptroller of the Currency for a trust bank charter, the latest startup to push into the banking realm.

该公司周一在X平台上发文称,已提交设立Ramp国家信托银行的申请。

The company said in an X post Monday that it submitted its application to establish Ramp National Trust Bank.

“如果获批,该牌照将使信托银行能够提供受托投资管理和数字资产托管服务,”Ramp在帖子中表示。该公司还称,它不会接受存款或发放商业贷款。

“If approved, the charter would allow the trust bank to offer fiduciary investment management and custody of digital assets,” Ramp said in the post. The firm also said it will not take deposits or make commercial loans.

众多公司一直在争取银行牌照,这得益于货币监理署推动“重新开放业务”。今年,包括Revolut有限公司和Crypto.com在内的多家公司已获得不同类型牌照的有条件批准。

A flood of companies have been seeking to get banking licenses, helped by the OCC’s push to be “open for business again.”This year, companies including Revolut Ltd. and Crypto.com have received conditional approvals for different types of charters.

近年来,Ramp实现了快速增长。该公司在新一轮融资中估值达600亿美元,年化收入激增至20亿美元,彭博新闻此前曾报道。货币监理署发言人未能立即回复寻求置评的信息。

Ramp has seen a surge of growth in recent years. The company was valued at $60 billion in a new funding round and has seen its annualized revenue surge to $2 billion, Bloomberg News earlier reported. An OCC spokesperson didn’t immediately respond to messages seeking comment.

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