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DCB银行第二季度业绩:净利润增长28%,不良贷款率降至多年低位,净息差收入增17%DCB Bank Q2 Results: Net profit up 28% as gross, net NPAs hit multi-year lows; NII rises 17%

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私营银行DCB银行周五公布,截至9月季度净利润同比增长28.3%至23.6亿卢比,上年同期为18.4亿卢比。

Private sector lender DCB Bank Ltd on Friday reported a 28.3% year-on-year rise in net profit to ₹236 crore for the September quarter, compared with ₹184 crore in the year-ago period.

净息差收入(即利息收入与利息支出之差)同比增长17.3%至69.9亿卢比,上年同期为59.6亿卢比。9月季度经营利润同比增长26%至38.3亿卢比,上年同期同期为30.4亿卢比。

Net interest income , the difference between interest earned and interest expended, increased 17.3% YoY to ₹699 crore from ₹596 crore. Operating profit rose 26% YoY to ₹383 crore in the September quarter, compared with ₹304 crore in the corresponding period last year.

在资产质量方面,该行9月季度毛不良贷款率从上一季度的2.43%改善至2.29%。净不良贷款率环比从0.84%下降至0.73%。

On the asset quality front, the bank's gross non-performing assets ratio improved to 2.29% in the September quarter from 2.43% in the previous quarter.

CNBC-TV18新闻快讯确认:DCB银行正与私募股权及战略投资者洽谈,计划融资100亿卢比。

The net NPA ratio declined to 0.73% from 0.84% quarter-on-quarter .CNBC-TV18 Newsbreak Confirmed: DCB Bank in talks with PE, strategic investors to raise ₹1,000 croreDCB Bank's provision coverage ratio stood at 81.38% as of September 30, 2026, and at 82.01% excluding non-performing assets from gold loans.

截至2026年9月30日,DCB银行拨备覆盖率为81.38%,剔除黄金贷款不良资产后为82.01%。截至同日,该行资本充足率为16.63%,其中一级资本14.57%、二级资本2.06%,符合巴塞尔协议III标准。

The bank's capital adequacy ratio stood at 16.63% as of September 30, 2026, comprising Tier I capital of 14.57% and Tier II capital of 2.06%, in accordance with Basel III norms.

董事总经理兼首席执行官Praveen Kutty表示:“存贷双双强劲增长,经营利润稳步提升,毛不良与净不良贷款率降至多年低位,拨备覆盖率升至多年高位,推动单季净利润连续第五个季度创历史新高,资产回报率超过1%,净资产收益率超过14.5%。”

DCB银行股价在孟买证交所收于201.95卢比,下跌4.00卢比,跌幅1.94%。

Praveen Kutty, Managing Director and CEO, said, "Robust growth in both deposits and advances, steadily increasing operating profit, Gross NPA & Net NPA at multi-year lows and PCR at a multi-year high, culminating in the highest-ever quarterly PAT for the fifth consecutive quarter, ROA in excess of 1% and ROE in excess of 14.5%."Shares of DCB Bank Ltd ended at ₹201.95, down by ₹4.00, or 1.94%, on the BSE.

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