美国社会保障局（SSA）宣布对其社会安全号码数据库进行重大变更，以使其记录更加准确。该机构称这是其91年历史上最全面的记录清理。
The Social Security Administration (SSA) has announced major changes to its Social Security number database to make its records more accurate. The agency has called this the most comprehensive records cleanup in its 91-year history.
据雅虎财经报道，社会保障局表示，自美国总统唐纳德·特朗普政府上任以来，该局已修正了与近15%所有有效社会安全号码相关的记录。这些变更包括添加死亡日期和更新缺失的公民身份信息。
The SSA said it has corrected records linked to nearly 15% of all active Social Security numbers since the beginning of US President Donald Trump's administration. These changes include adding dates of death and updating missing citizenship information, according to Yahoo Finance.
社会保障局称，该数据库涵盖约3.3亿美国公民，总记录数近3.9亿条。该机构利用这些记录来帮助管理社会保障福利并核实个人信息。
The database covers approximately 330 million US citizens and nearly 390 million records in total, the SSA said. The agency uses these records to help manage Social Security benefits and verify people's information.
据雅虎财经报道，该机构表示，其向记录中添加了1700万个死亡日期。它利用自身系统的信息和美国国务院的数据进行了这些更新。
The agency said it added 17 million dates of death to its records. It used information from its own systems and data from the US Department of State to make these updates, according to Yahoo Finance.
社会保障局还更新了约2500万条缺乏公民身份信息的记录。它使用了国土安全部的“福利资格外籍人士系统核查”（SAVE）服务的数据，该服务有助于核实公民身份和移民相关信息。
The SSA also updated about 25 million records that did not have citizenship information. It used data from the Department of Homeland Security's Systematic Alien Verification for Entitlements (SAVE) service, which helps verify citizenship and immigration-related information.SSA Commissioner Frank J. Bisignano said accurate Social Security number records are important for the country.
据雅虎财经引用的社会保障局新闻稿称，社会保障局局长弗兰克·J·比西尼亚诺表示，准确的社会安全号码记录对国家至关重要。他将该数据库描述为国家的官方记录，并称准确的信息有助于防止联邦项目中的欺诈，并确保福利得到妥善管理。华尔街展望：大型科技股财报和美联储决议将考验美股反弹这些变更对社会保障福利意味着什么社会保障局尚未确认最新的数据库修正是否改变了任何人的福利支付或资格。
He described the database as the country's official records and said accurate information helps prevent fraud in federal programmes and ensures benefits are managed properly, according to an SSA news release cited by Yahoo Finance. Wall Street week ahead: Big tech earnings and Fed decision to test US stock rallyWhat the changes mean for Social Security benefitsThe SSA has not confirmed whether the latest database corrections have changed anyone's benefit payments or eligibility.
然而，保持记录准确且最新至关重要，因为该机构依据这些信息计算并发放福利。死亡记录在社会保障遗属福利方面尤为重要。这些福利在领取或符合领取社会保障资格的人去世后，为符合条件的家庭成员提供经济支持。据《雅虎财经》报道，准确的死亡信息有助于该机构正确管理这些款项的发放。
However, keeping records accurate and up to date is important because the agency uses this information to calculate and pay benefits. Death records are especially important when it comes to Social Security survivor benefits. These benefits provide financial support to eligible family members after a person receiving or eligible for Social Security dies. Accurate death information helps the agency manage these payments correctly, according to Yahoo Finance.
不准确的记录和支付错误一直是社安局的问题。该机构监察长办公室 2024 年 7 月的一份报告发现，2015 财年至 2022 财年期间，不当支付总额约为 718 亿美元。这占同期发放福利总额的约 0.84%，错误往往与受益人未报告其情况变化有关。为何准确的社会保障记录至关重要社会保障记录的用途不仅限于发放每月福利金。联邦和州机构也利用这些记录核实身份，帮助防止不当支付。据《雅虎财经》报道，社安局依赖这些记录发放退休和残疾福利。
Incorrect records and payment errors have been a problem for the SSA in the past. A July 2024 report by the agency's Office of the Inspector General found that improper payments totalled approximately $71.8 billion from fiscal years 2015 through 2022. This represented about 0.84% of benefits paid during that period, with errors often linked to beneficiaries not reporting changes in their circumstances. Why accurate Social Security records matterSocial Security records are used for more than just sending monthly benefit payments. Federal and state agencies also use them to verify identities and help prevent improper payments. The SSA relies on these records to pay retirement and disability benefits, according to Yahoo Finance.
曼纳财富管理公司私人财富管理部董事总经理大卫·卡西尔警告称，不正确的个人信息可能引发严重问题。他表示，错误的死亡记录、不正确的公民身份信息或错误的出生日期，可能导致福利金发放遗漏、医疗保险被取消，甚至银行账户被冻结。社安局在数据库清理后，并未要求公众采取任何具体行动。
David Kassir, managing director of private wealth management at Manna Wealth Management, warned that incorrect personal information could create serious problems. He said a wrong death record, incorrect citizenship information or an incorrect date of birth could lead to missed benefit payments, Medicare cancellation or even a frozen bank account. The SSA has not asked the public to take any specific action following the database cleanup.
不过，人们可能想要登录他们的在线社会保障账户，核查个人信息是否正确且为最新状态，据《雅虎财经》报道。特朗普面临选民反弹，因美国物价上涨5.4%且汽油价格攀升如何核查您的社会保障信息人们应审查其社会保障收入记录，并将该信息与税务记录、工资单和W-2表格进行比对。这些记录显示一个人多年来的收入情况，社会保障局（SSA）依据这些信息计算未来福利。
However, people may want to to their online Social Security accounts to check whether their personal information is correct and up to date, Yahoo Finance reported. Trump faces voter backlash as US prices rise 5.4% and gas prices climbHow to check your Social Security informationPeople should review their Social Security earnings records and compare the information with their tax records, pay slips and W-2 forms. These records show how much a person has earned over the years, and the SSA uses this information to calculate future benefits.
即使是微小错误，如姓名拼写错误或收入数字不准确，日后也可能引发问题。错误可能影响一个人领取的金额，或在他们申请或领取社会保障福利时造成困难，据《雅虎财经》报道。
Even small mistakes, such as a misspelled name or an incorrect earnings figure, can cause problems later. Errors could affect the amount a person receives or create difficulties when they apply for or receive Social Security benefits, Yahoo Finance reported.
已在领取社会保障福利的人也可以核查其付款详情和福利金额。这对错过付款的人尤为重要，因为查看账户可帮助他们确认是否收到正确金额，以及款项是否汇往正确地点。
People already receiving Social Security benefits can also review their payment details and benefit amounts. This is particularly important for those who have missed a payment, as checking their accounts can help them confirm whether they are receiving the correct amount and whether the money is being sent to the right place.
发现收入记录有误的人，可通过社会保障局官方在线服务申请更正。他们也可直接联系社会保障局，询问如何解决问题。
People who find mistakes in their earnings records can request a correction through the SSA's official online service. They can also contact the Social Security Administration directly to ask how to resolve the issue.
卡西尔表示，核查社会保障记录是一个简单步骤，无需任何费用，只需几分钟。他强调，这有助于保护人们未来多年可能依赖的福利付款，据《雅虎财经》报道。
Kassir said checking Social Security records is a simple step that does not cost anything and takes only a few minutes. He stressed that it can help protect benefit payments that people may depend on for many years, according to Yahoo Finance.