汇丰RedCoin周五推出后，由渣打银行牵头的稳定币发行合资企业Anchorpoint表示，计划在公共区块链上推出零售产品，同时采取“审慎方法”。
After HSBC RedCoin launched on Friday, Anchorpoint – the stablecoin-issuing joint venture led by Standard Chartered – said it plans to launch a retail product on a public blockchain, even as it takes a “prudent approach”.
“我们下一个重要里程碑是[帮助]将受监管的数字货币引入日常支付和商业应用，同时将传统支付基础设施与这一新兴的数字金融相连接，”Anchorpoint首席执行官Dominic Maffei表示。
“Our next major milestone is to [help] bring regulated digital money into everyday payments and commercial applications, while connecting traditional payment infrastructure with this emerging digital finance,” said Dominic Maffei, CEO of Anchorpoint.
“这是一种公共区块链稳定币，因此将其应用于零售领域，需要考虑很多因素。”Anchorpoint致力于服务零售客户，此前汇丰刚刚为其PayMe应用的330万用户推出了港币支持的汇丰RedCoin。
“This is a public blockchain stablecoin, so applying this to retail, a lot of considerations need to be made.”Anchorpoint’s commitment to serving its retail customers comes as HSBC just launched its Hong Kong dollar-backed HSBC RedCoin for the 3.3 million users of its PayMe app.
在8月推出机构产品后，Anchorpoint此前曾表示其零售产品最早可能在2026年底推出，但在周五的新闻发布会上并未确认发布日期。
After releasing its institutional product in August, Anchorpoint previously said its retail product could arrive as early as the end of 2026, but did not confirm a launch date at a press conference on Friday.
“我们认为，以长期、可持续的方式建设市场非常重要，”Maffei表示，并补充说，“匆忙推出或以错误方式推出是没有意义的”。
“We believe it’s important to build the market out in a long-term, sustainable manner,” Maffei said, adding that “rushing something or doing something the wrong way does not make sense”.
在其企业对企业对消费者（B2B2C）模式下，Maffei表示，Anchorpoint正在“构建这个开放且包容的生态系统”，其中“价值链上的合作伙伴”可以共同合作。
Under its business-to-business-to-consumer model, Maffei said Anchorpoint was “building this open and inclusive ecosystem” in which “partners across the value chain” could work together.
“市场教育至关重要，”Maffei补充道。他表示，Anchorpoint上个月推出了“代币化货币采用计划”，“以支持围绕代币化货币的教育、研究和对话”。
“Market education is key,” Maffei added. Anchorpoint launched the Tokenised Money Adoption Programme last month “to support education, research and dialogue around tokenised money”, he said.
强调稳定币的优势，Maffei指出：“它是7×24小时、即时的，能降低成本，具有可编程性、互操作性、可扩展性。”他将跨境支付确定为稳定币在支付生态系统中的“关键用例”。
Highlighting stablecoins’ advantages, Maffei noted that “it’s 24/7, it’s instantaneous, it’s a reduction in cost, it’s programmability, interoperability, scalability.”He identified cross-border payments as a “key use case” for stablecoins in the payment ecosystem.
“目标是将香港与其他走廊连接起来，”马菲说。他补充道，Anchorpoint此前已在阿拉伯联合酋长国开展工作，并将在其他走廊上线时分享最新进展。
“The goal is to connect Hong Kong to other corridors,” Maffei said. Anchorpoint had previously worked in the United Arab Emirates and would share updates on other corridors as they came live, he added.
稳定币是发行在区块链上的数字代币，可在几秒钟内在各方之间转移，绕过传统的清算程序。与比特币等其他加密货币不同，稳定币与香港美元或美元等传统货币挂钩。
Stablecoins are digital tokens issued on a blockchain that can be transferred between parties within seconds, bypassing traditional clearing procedures. Unlike other cryptocurrencies such as bitcoin, stablecoins are pegged to a traditional currency like the Hong Kong dollar or US dollar.
包括稳定币在内的代币化金融产品，预计将成为下个月由多个香港政府部门联合主办的“金融科技周 x StartmeupHK”的核心议题。
Tokenised financial products, including stablecoins, are expected to be a central topic at next month’s FinTech Week x StartmeupHK, co-hosted by multiple Hong Kong government authorities.