据知情人士透露，加密货币公司Redotpay正考虑在年底前以保密方式提交美国首次公开募股（IPO）申请。此前该公司已进行了数月的斟酌，并努力应对监管问题。
Crypto firm Redotpay is considering filing confidentially for a US initial public offering by year-end, according to people familiar with the matter, after months of deliberation and wrangling with regulatory issues.
其中一位知情人士表示，这家总部位于香港的公司还仍在与投资者就可能的IPO前融资轮进行谈判，该轮融资将使其估值达到40亿至50亿美元。该人士因未获授权公开表态而要求匿名。
The Hong Kong-based company, which offers physical and virtual cards for cryptocurrency transactions, is also still talking with investors about a possible pre-IPO funding round that would give it a valuation of $4 billion to $5 billion, said one of the people, who asked not to be identified because they’re not authorized to speak publicly.
知情人士称，相关讨论仍在进行中，提交申请的时间可能会发生变化。Redotpay未回应置评请求。
Deliberations are fluid and the timing of the filing could change, the people said. Redotpay did not respond to requests for comment.
Redotpay成立于2023年，为持有加密货币并希望将其用于现实世界场景（如购买咖啡或支付账单）的个人提供多种加密相关服务。其大部分业务集中在稳定币上，这类代币通常模仿美元等普通货币。
Founded in 2023, Redotpay offers a variety of crypto-related services for individuals who own cryptocurrencies and want to use them in the real world for things like buying coffee or paying bills. Much of its business focuses on stablecoins, tokens that typically mimic ordinary currencies, such as the US dollar.
据其中一位知情人士称，该公司在全球拥有超过900万客户和280名员工。该人士表示，公司在推出后18个月内年化流水收入达到1亿美元，目前该流水收入已攀升至超过1.8亿美元。
The company has more than 9 million customers and 280 employees globally, according to one of the people. Its annualized run-rate revenue hit $100 million within 18 months of launching, that person said. That run rate has now climbed to more than $180 million.
知情人士称，2026年前三个季度的收入较去年同期增长超过50%，营业利润率升至50%以上。
Revenue for the first three quarters of 2026 grew more than 50% compared with the same period last year, and its operating profit margin rose to more than 50%, the people said.
公司可以按照Redotpay正在考虑的方式，以保密形式向美国证券交易委员会提交IPO文件，以便在公开文件之前获得监管机构的反馈。
Companies can submit their IPO filings confidentially to the US Securities and Exchange Commission in the manner Redotpay is considering to get feedback from the regulator before making their paperwork public.
彭博此前报道称，Redotpay的IPO因监管和法律问题而被推迟。知情人士称，该公司一直在努力在IPO前解决这些问题。
Bloomberg had previously reported Redotpay’s IPO was delayed due to regulatory and legal issues. The company has been working to resolve those issues ahead of the IPO, the people said.
知情人士称，Redotpay正与摩根大通、高盛集团、杰富瑞金融集团和巴克莱银行合作筹备首次公开募股，估值至少为50亿美元。此前未被报道参与此事的巴克莱的发言人拒绝置评。
Redotpay is working with JPMorgan Chase & Co., Goldman Sachs Group Inc., Jefferies Financial Group Inc. and Barclays Plc on an IPO at a valuation of at least $5 billion, one of the people said. A spokesperson for Barclays, whose involvement has not been previously reported, declined to comment.
Redotpay在2025年筹集了1.94亿美元，包括通过12月的一轮B轮融资。其支持者包括加密货币公司Coinbase Global Inc.和Circle Internet Group Inc.的风险投资部门。
Redotpay raised $194 million in 2025, including through a Series-B round in December. Its backers include venture arms of crypto firms Coinbase Global Inc. and Circle Internet Group Inc.