作者：Ashwin Manikandan, Abhirami G印度Equitas小额融资银行（EQUI.NS）周四表示，其长期担任首席执行官的P N Vasudevan将因利益冲突担忧而辞职，因为他的女儿经营一家非银行金融公司，此消息导致该行股价一度下跌多达20%。
By Ashwin Manikandan, Abhirami G India's Equitas Small Finance Bank (EQUI.NS) said on Thursday its longtime CEO P N Vasudevan would resign amid conflict-of-interest concerns as his daughter runs a non-banking finance company, sending its shares down as much as 20%.
Vasudevan担任该行董事总经理兼首席执行官已逾十年，他在辞职信中表示，投资者曾多次提出该问题，且此事正拖累股价。Vasudevan自2007年Equitas作为小额贷款机构起步以来便一直领导该机构，并监督其于2016年转型为小额融资银行。
Vasudevan, who has led the lender as managing director and CEO for over a decade, said in his resignation letter that investors had repeatedly raised the issue and that it was weighing on the stock. Vasudevan has led Equitas since it started off as a microfinance institution in 2007 and oversaw its conversion to a small finance bank in 2016.
小额融资银行是指向服务不足人群提供基本银行和信贷服务的贷款机构。
A small finance bank is a lender that provides basic banking and credit services to underserved segments.
Vasudevan的女儿Varshini Vasudevan Pathangi于2023年创立了Unico Housing Finance，这是一家未上市的非银行金融公司。
Vasudevan's daughter, Varshini Vasudevan Pathangi, founded Unico Housing Finance, an unlisted non-banking finance company, in 2023.
Vasudevan在辞职信中表示，该安排已向董事会和印度储备银行披露，并不存在利益冲突。
The arrangement had been disclosed to the board and the Reserve Bank of India, and there was no conflict of interest, Vasudevan said in his resignation letter.
Vasudevan说：“有时认知比现实更有力量。”他补充称，投资者告诉他，这一“悬而未决的问题”导致股价表现不佳。
"Sometimes perceptions are stronger than reality," Vasudevan said, adding that investors had told him the "overhang" was causing the shares to underperform.
这并非Vasudevan首次试图离职。2022年，他曾计划辞职从事慈善活动，但在董事会要求他留任后撤回了辞呈。
This is not the first time Vasudevan has tried to move out. In 2022, he planned to step down to pursue philanthropic activities but withdrew the resignation after the board asked him to continue.
董事会周四表示，已要求Vasudevan留任，直到找到继任者。该行已要求其提名与薪酬委员会物色内部和外部候选人。
The board said on Thursday it has asked Vasudevan to stay on until a successor is found. The bank has asked its nomination and remuneration committee to identify internal and external candidates.
据媒体报道，印度央行今年早些时候曾联系该行董事会和高层管理人员，以了解该行与Unico之间的关系。
India's central bank had earlier this year reached out to the board and top management of the bank to understand the relationship between the lender and Unico, according to media reports.
Equitas在8月表示，截至当时，该行仅与Unico达成过一笔存款交易，未发生其他交易。
Equitas said in August it had made only one deposit deal with Unico and no other transactions had been made until then.
据 Vasudevan 称，该行在 9 月季度的总业务规模突破 1 万亿卢比，当时其单季净利润达到 21.8 亿卢比（约合 2290 万美元），创历史新高。Equitas 的股价今年以来已下跌 9.2%。
The bank's total business crossed 1 trillion rupees in the September quarter, when it posted its highest-ever quarterly profit of 2.18 billion rupees ($22.9 million), according to Vasudevan. Shares of Equitas have fallen 9.2% so far this year.