印度各地的手机零售商计划将10月2日定为‘拒绝使用UPI日’，以抗议UPI交易中0.4%的商户手续费。
Mobile phone retailers across India plan to observe October 2 as ”No UPI Day” in protest against 0.4% merchant discount rate charges on UPI transactions, a senior official of industry body AIMRA said.The government has introduced a 0.4% fee on UPI transfers exceeding ₹2,000 to merchants from October 15, while exempting person-to-person transactions as well as small payments from any charges.”The All India Mobile Retailers Association has called for a ’NO UPI DAY’ on October 2, 2026, to highlight the concerns of mobile retailers regarding the 0.4% Merchant Discount Rate applicable to eligible merchant UPI transactions,” AIMRA Vice President and President for Delhi NCR region, Tarvinder Singh, said in a statement.He said retailers will symbolically cover UPI QR Codes with black cloth and refrain from accepting UPI payments on Gandhi Jayanti.According to a representation sent to Finance Minister Nirmala Sitharaman by AIMRA, the move to impose MDR on UPI will lead to an immediate net monthly loss of ₹2,000 to ₹12,000 for a small retailer processing ₹5 lakh to ₹30 lakh monthly via UPI, thereby wiping out a substantial portion of their net income.UPI MDR case in Supreme Court today: What is changing from October 15 and why it is being challenged - CNBC TV18The mobile retailers’ body estimates that 0.4% MDR will impose an unsustainable burden of approximately ₹40 crore per month and nearly ₹500 crore per annum on small mobile retailers across India.”If We Want Digital India, UPI Must Remain Zero MDR. This is not a protest against UPI or Digital India. Our concern is the additional financial burden being placed on merchants who accept digital payments. If we want Digital India to grow further, digital payments should remain affordable for the entire retail ecosystem. Our clear demand is that UPI merchant payments should continue under a Zero MDR structure,” Singh said.
据行业组织AIMRA的高级官员表示，政府从10月15日起对超过2000卢比的UPI转账向商户收取0.4%的费用，而个人之间的交易和小额支付则免收费用。
Mobile phone retailers across India plan to observe October 2 as ”No UPI Day” in protest against 0.4% merchant discount rate charges on UPI transactions, a senior official of industry body AIMRA said.The government has introduced a 0.4% fee on UPI transfers exceeding ₹2,000 to merchants from October 15, while exempting person-to-person transactions as well as small payments from any charges.”The All India Mobile Retailers Association has called for a ’NO UPI DAY’ on October 2, 2026, to highlight the concerns of mobile retailers regarding the 0.4% Merchant Discount Rate applicable to eligible merchant UPI transactions,” AIMRA Vice President and President for Delhi NCR region, Tarvinder Singh, said in a statement.He said retailers will symbolically cover UPI QR Codes with black cloth and refrain from accepting UPI payments on Gandhi Jayanti.According to a representation sent to Finance Minister Nirmala Sitharaman by AIMRA, the move to impose MDR on UPI will lead to an immediate net monthly loss of ₹2,000 to ₹12,000 for a small retailer processing ₹5 lakh to ₹30 lakh monthly via UPI, thereby wiping out a substantial portion of their net income.UPI MDR case in Supreme Court today: What is changing from October 15 and why it is being challenged - CNBC TV18The mobile retailers’ body estimates that 0.4% MDR will impose an unsustainable burden of approximately ₹40 crore per month and nearly ₹500 crore per annum on small mobile retailers across India.”If We Want Digital India, UPI Must Remain Zero MDR. This is not a protest against UPI or Digital India. Our concern is the additional financial burden being placed on merchants who accept digital payments. If we want Digital India to grow further, digital payments should remain affordable for the entire retail ecosystem. Our clear demand is that UPI merchant payments should continue under a Zero MDR structure,” Singh said.
AIMRA德里NCR地区副总裁兼主席Tarvinder Singh在一份声明中表示，零售商们将在甘地诞辰日象征性地用黑色布覆盖UPI二维码，并拒绝接受UPI支付。
Mobile phone retailers across India plan to observe October 2 as ”No UPI Day” in protest against 0.4% merchant discount rate charges on UPI transactions, a senior official of industry body AIMRA said.The government has introduced a 0.4% fee on UPI transfers exceeding ₹2,000 to merchants from October 15, while exempting person-to-person transactions as well as small payments from any charges.”The All India Mobile Retailers Association has called for a ’NO UPI DAY’ on October 2, 2026, to highlight the concerns of mobile retailers regarding the 0.4% Merchant Discount Rate applicable to eligible merchant UPI transactions,” AIMRA Vice President and President for Delhi NCR region, Tarvinder Singh, said in a statement.He said retailers will symbolically cover UPI QR Codes with black cloth and refrain from accepting UPI payments on Gandhi Jayanti.According to a representation sent to Finance Minister Nirmala Sitharaman by AIMRA, the move to impose MDR on UPI will lead to an immediate net monthly loss of ₹2,000 to ₹12,000 for a small retailer processing ₹5 lakh to ₹30 lakh monthly via UPI, thereby wiping out a substantial portion of their net income.UPI MDR case in Supreme Court today: What is changing from October 15 and why it is being challenged - CNBC TV18The mobile retailers’ body estimates that 0.4% MDR will impose an unsustainable burden of approximately ₹40 crore per month and nearly ₹500 crore per annum on small mobile retailers across India.”If We Want Digital India, UPI Must Remain Zero MDR. This is not a protest against UPI or Digital India. Our concern is the additional financial burden being placed on merchants who accept digital payments. If we want Digital India to grow further, digital payments should remain affordable for the entire retail ecosystem. Our clear demand is that UPI merchant payments should continue under a Zero MDR structure,” Singh said.
AIMRA向财政部长Nirmala Sitharaman提交的报告中指出，对UPI征收MDR将导致每月净损失2000至12000卢比，对于每月通过UPI处理50万至300万卢比交易的小型零售商来说，这将严重削减他们的净收入。
Mobile phone retailers across India plan to observe October 2 as ”No UPI Day” in protest against 0.4% merchant discount rate charges on UPI transactions, a senior official of industry body AIMRA said.The government has introduced a 0.4% fee on UPI transfers exceeding ₹2,000 to merchants from October 15, while exempting person-to-person transactions as well as small payments from any charges.”The All India Mobile Retailers Association has called for a ’NO UPI DAY’ on October 2, 2026, to highlight the concerns of mobile retailers regarding the 0.4% Merchant Discount Rate applicable to eligible merchant UPI transactions,” AIMRA Vice President and President for Delhi NCR region, Tarvinder Singh, said in a statement.He said retailers will symbolically cover UPI QR Codes with black cloth and refrain from accepting UPI payments on Gandhi Jayanti.According to a representation sent to Finance Minister Nirmala Sitharaman by AIMRA, the move to impose MDR on UPI will lead to an immediate net monthly loss of ₹2,000 to ₹12,000 for a small retailer processing ₹5 lakh to ₹30 lakh monthly via UPI, thereby wiping out a substantial portion of their net income.UPI MDR case in Supreme Court today: What is changing from October 15 and why it is being challenged - CNBC TV18The mobile retailers’ body estimates that 0.4% MDR will impose an unsustainable burden of approximately ₹40 crore per month and nearly ₹500 crore per annum on small mobile retailers across India.”If We Want Digital India, UPI Must Remain Zero MDR. This is not a protest against UPI or Digital India. Our concern is the additional financial burden being placed on merchants who accept digital payments. If we want Digital India to grow further, digital payments should remain affordable for the entire retail ecosystem. Our clear demand is that UPI merchant payments should continue under a Zero MDR structure,” Singh said.
AIMRA估计，0.4%的MDR将给印度的小型手机零售商每月带来约4亿卢比、每年近5亿卢比的不可承受负担。
Mobile phone retailers across India plan to observe October 2 as ”No UPI Day” in protest against 0.4% merchant discount rate charges on UPI transactions, a senior official of industry body AIMRA said.The government has introduced a 0.4% fee on UPI transfers exceeding ₹2,000 to merchants from October 15, while exempting person-to-person transactions as well as small payments from any charges.”The All India Mobile Retailers Association has called for a ’NO UPI DAY’ on October 2, 2026, to highlight the concerns of mobile retailers regarding the 0.4% Merchant Discount Rate applicable to eligible merchant UPI transactions,” AIMRA Vice President and President for Delhi NCR region, Tarvinder Singh, said in a statement.He said retailers will symbolically cover UPI QR Codes with black cloth and refrain from accepting UPI payments on Gandhi Jayanti.According to a representation sent to Finance Minister Nirmala Sitharaman by AIMRA, the move to impose MDR on UPI will lead to an immediate net monthly loss of ₹2,000 to ₹12,000 for a small retailer processing ₹5 lakh to ₹30 lakh monthly via UPI, thereby wiping out a substantial portion of their net income.UPI MDR case in Supreme Court today: What is changing from October 15 and why it is being challenged - CNBC TV18The mobile retailers’ body estimates that 0.4% MDR will impose an unsustainable burden of approximately ₹40 crore per month and nearly ₹500 crore per annum on small mobile retailers across India.”If We Want Digital India, UPI Must Remain Zero MDR. This is not a protest against UPI or Digital India. Our concern is the additional financial burden being placed on merchants who accept digital payments. If we want Digital India to grow further, digital payments should remain affordable for the entire retail ecosystem. Our clear demand is that UPI merchant payments should continue under a Zero MDR structure,” Singh said.
Singh表示：‘如果我们希望实现数字印度，UPI手续费必须保持为零。
Mobile phone retailers across India plan to observe October 2 as ”No UPI Day” in protest against 0.4% merchant discount rate charges on UPI transactions, a senior official of industry body AIMRA said.The government has introduced a 0.4% fee on UPI transfers exceeding ₹2,000 to merchants from October 15, while exempting person-to-person transactions as well as small payments from any charges.”The All India Mobile Retailers Association has called for a ’NO UPI DAY’ on October 2, 2026, to highlight the concerns of mobile retailers regarding the 0.4% Merchant Discount Rate applicable to eligible merchant UPI transactions,” AIMRA Vice President and President for Delhi NCR region, Tarvinder Singh, said in a statement.He said retailers will symbolically cover UPI QR Codes with black cloth and refrain from accepting UPI payments on Gandhi Jayanti.According to a representation sent to Finance Minister Nirmala Sitharaman by AIMRA, the move to impose MDR on UPI will lead to an immediate net monthly loss of ₹2,000 to ₹12,000 for a small retailer processing ₹5 lakh to ₹30 lakh monthly via UPI, thereby wiping out a substantial portion of their net income.UPI MDR case in Supreme Court today: What is changing from October 15 and why it is being challenged - CNBC TV18The mobile retailers’ body estimates that 0.4% MDR will impose an unsustainable burden of approximately ₹40 crore per month and nearly ₹500 crore per annum on small mobile retailers across India.”If We Want Digital India, UPI Must Remain Zero MDR. This is not a protest against UPI or Digital India. Our concern is the additional financial burden being placed on merchants who accept digital payments. If we want Digital India to grow further, digital payments should remain affordable for the entire retail ecosystem. Our clear demand is that UPI merchant payments should continue under a Zero MDR structure,” Singh said.
这并不是反对UPI或数字印度，我们关心的是接受数字支付的商户所承受的额外财务负担。
Mobile phone retailers across India plan to observe October 2 as ”No UPI Day” in protest against 0.4% merchant discount rate charges on UPI transactions, a senior official of industry body AIMRA said.The government has introduced a 0.4% fee on UPI transfers exceeding ₹2,000 to merchants from October 15, while exempting person-to-person transactions as well as small payments from any charges.”The All India Mobile Retailers Association has called for a ’NO UPI DAY’ on October 2, 2026, to highlight the concerns of mobile retailers regarding the 0.4% Merchant Discount Rate applicable to eligible merchant UPI transactions,” AIMRA Vice President and President for Delhi NCR region, Tarvinder Singh, said in a statement.He said retailers will symbolically cover UPI QR Codes with black cloth and refrain from accepting UPI payments on Gandhi Jayanti.According to a representation sent to Finance Minister Nirmala Sitharaman by AIMRA, the move to impose MDR on UPI will lead to an immediate net monthly loss of ₹2,000 to ₹12,000 for a small retailer processing ₹5 lakh to ₹30 lakh monthly via UPI, thereby wiping out a substantial portion of their net income.UPI MDR case in Supreme Court today: What is changing from October 15 and why it is being challenged - CNBC TV18The mobile retailers’ body estimates that 0.4% MDR will impose an unsustainable burden of approximately ₹40 crore per month and nearly ₹500 crore per annum on small mobile retailers across India.”If We Want Digital India, UPI Must Remain Zero MDR. This is not a protest against UPI or Digital India. Our concern is the additional financial burden being placed on merchants who accept digital payments. If we want Digital India to grow further, digital payments should remain affordable for the entire retail ecosystem. Our clear demand is that UPI merchant payments should continue under a Zero MDR structure,” Singh said.
如果我们希望数字印度进一步发展，数字支付应该对整个零售生态系统来说都是可负担的。我们明确要求UPI商户支付应继续实行零手续费。’
Mobile phone retailers across India plan to observe October 2 as ”No UPI Day” in protest against 0.4% merchant discount rate charges on UPI transactions, a senior official of industry body AIMRA said.The government has introduced a 0.4% fee on UPI transfers exceeding ₹2,000 to merchants from October 15, while exempting person-to-person transactions as well as small payments from any charges.”The All India Mobile Retailers Association has called for a ’NO UPI DAY’ on October 2, 2026, to highlight the concerns of mobile retailers regarding the 0.4% Merchant Discount Rate applicable to eligible merchant UPI transactions,” AIMRA Vice President and President for Delhi NCR region, Tarvinder Singh, said in a statement.He said retailers will symbolically cover UPI QR Codes with black cloth and refrain from accepting UPI payments on Gandhi Jayanti.According to a representation sent to Finance Minister Nirmala Sitharaman by AIMRA, the move to impose MDR on UPI will lead to an immediate net monthly loss of ₹2,000 to ₹12,000 for a small retailer processing ₹5 lakh to ₹30 lakh monthly via UPI, thereby wiping out a substantial portion of their net income.UPI MDR case in Supreme Court today: What is changing from October 15 and why it is being challenged - CNBC TV18The mobile retailers’ body estimates that 0.4% MDR will impose an unsustainable burden of approximately ₹40 crore per month and nearly ₹500 crore per annum on small mobile retailers across India.”If We Want Digital India, UPI Must Remain Zero MDR. This is not a protest against UPI or Digital India. Our concern is the additional financial burden being placed on merchants who accept digital payments. If we want Digital India to grow further, digital payments should remain affordable for the entire retail ecosystem. Our clear demand is that UPI merchant payments should continue under a Zero MDR structure,” Singh said.