Monzo正就出售事宜与巴西Nu Holdings（Nubank的母公司）进行洽谈。据天空新闻（Sky News）记者马克·克莱因曼（Mark Kleinman）周六报道，这笔交易可能将这家英国数字银行估值在80亿至100亿英镑之间。
Monzo is in talks about a sale to Brazil’s Nu Holdings, the owner of Nubank. A deal could value the British digital bank at between £8bn and £10bn, Mark Kleinman reported for Sky News on Saturday.
据天空新闻报道，目前的洽谈仍处于相对早期阶段。Monzo已聘请摩根士丹利（Morgan Stanley）和Qatalyst为其提供咨询，目前正就交易的大致条款进行谈判。该交易预计将以现金和股票支付。
The talks are at a relatively early stage, according to Sky News. Monzo has hired Morgan Stanley and Qatalyst to advise it, and the outline terms are under negotiation. A deal would likely be paid in cash and shares.
彭博社（Bloomberg）援引知情人士消息称，Nu已就收购Monzo一事进行了讨论。据彭博社报道，Monzo还聘请了律师事务所史劳特·梅（Slaughter and May）。
Nu has held discussions to buy Monzo, Bloomberg reported, citing people with knowledge of the matter. Monzo has also hired the law firm Slaughter and May, according to Bloomberg.
出售或新一轮融资 一位接近该流程的消息人士告诉天空新闻，向Nu出售是Monzo董事会和股东面临的两个主要选择之一。另一个选择是以超过80亿英镑的估值进行新一轮融资，所得资金将用于在欧洲大陆的扩张。
A sale or a new round A sale to Nu is one of two main options for Monzo’s board and shareholders, a source close to the process told Sky News. The other is a new funding round at a valuation above £8bn, which would pay for expansion in mainland Europe.
如果选择出售，Monzo短期内将无法在伦敦证券交易所上市。据天空新闻报道，英国政府部长和伦敦证券交易所一直敦促该银行在英国上市。Monzo拒绝置评。
A sale would rule out a near-term London stock market listing for Monzo. Government ministers and the London Stock Exchange have pushed the bank to list in the UK, Sky News reported. Monzo declined to comment.
Nu在发给天空新闻的声明中表示：“Nubank不对传闻或猜测发表评论。”
“Nubank does not comment on rumours or speculation,” Nu said in a statement to Sky News.
两家不同的银行 Monzo拥有1600万客户，其中1500万为个人客户，100万为企业客户。在其最新年度业绩中，收入增长39%至17亿英镑，调整后税前利润增长20%至1.726亿英镑。投资者在2024年10月最后一次将其估值定为45亿英镑。
Two different banks Monzo has 16 million customers: 15 million personal and one million business. In its latest annual results, revenue rose 39% to £1.7bn and adjusted pre-tax profit rose 20% to £172.6m. Investors last valued it at £4.5bn in October 2024.
曾担任谷歌和渣打银行高管的戴安娜·莱菲尔德（Diana Layfield）目前执掌Monzo。今年早些时候，该公司表示将关闭其美国业务，以专注于英国和欧洲市场。
Diana Layfield, a former Google and Standard Chartered executive, runs Monzo. Earlier this year it said it would shut its US operations to focus on the UK and Europe.
Nu在纽约上市，市值约为655亿美元。该公司称，其在巴西、哥伦比亚和墨西哥拥有1.4亿客户。据彭博社报道，Nu在英国或欧洲没有业务布局，而Monzo的财务总监汤姆·奥尔达姆（Tom Oldham）曾在Nubank工作。
Nu is listed in New York with a market value of about $65.5bn. It says it has 140 million customers in Brazil, Colombia and Mexico. It has no presence in the UK or Europe, according to Bloomberg, and Monzo’s finance chief, Tom Oldham, used to work at Nubank.
Monzo的竞争对手Revolut计划在伦敦和纳斯达克双重上市。本月，它在Nu公司所在的市场之一哥伦比亚获得了银行牌照。在美国，Chime正在收购其合作银行。
Monzo’s rival Revolut plans a dual London and Nasdaq listing. This month it won a Colombian banking licence in one of Nu’s markets. In the US, Chime is buying its sponsor bank.