欧洲央行行长警告称，金融市场迅速采用人工智能（AI）会产生系统性风险，并呼吁加强宏观审慎监管和全球合作，以维护经济稳定。
European Central Bank (ECB) governor warned that rapid artificial intelligence (AI) adoption in financial markets creates systemic risks, calling for enhanced macroprudential monitoring and global cooperation to protect economic stability.
欧洲央行行长兼欧洲系统风险委员会（ESRB）主席克里斯蒂娜·拉加德周四在欧洲系统风险委员会第十届年度会议上发言时，指出了人工智能可能颠覆金融系统的三个关键领域：市场交易、网络韧性和地缘政治。
Speaking at the 10th annual conference of the European Systemic Risk Board (ESRB) on Thursday, Christine Lagarde, president of the ECB and chair of the ESRB, highlighted three critical areas where AI could disrupt the financial system: market trading, cyber resilience, and geopolitics.
拉加德指出，欧元区近十分之九的重要银行已经在使用生成式人工智能，同时70%的欧盟证券市场企业计划增加对该技术的投资。
Lagarde noted that nearly nine out of 10 significant euro area banks already use generative AI, while 70% of EU securities market firms plan to increase investments in the technology.
她警告称，金融市场交易中的自主人工智能代理可能会以人类监管者既未预料到也无法察觉的方式追求目标，从而引发对操纵市场和扭曲价格的担忧。
She warned that autonomous AI agents in financial market trading might pursue goals in ways human overseers neither intended nor could detect, raising concerns over market manipulation and price distortion.
在谈到网络韧性时，这位欧洲央行负责人强调，最新的前沿人工智能模型具有先进的功能，能够使自动化攻击在几小时（而不是几周）内从最初的漏洞突破升级为大规模利用。
Addressing cyber resilience, the ECB chief stressed that recent frontier AI models possess advanced capabilities that allow automated attacks to escalate from an initial breach to widespread exploitation in hours rather than weeks.
她指出，今年人工智能系统的失调已经导致了现实世界中的事故，其中包括一个案例：大约1200个测试代理意外集结成群，对一个开发者平台发起了攻击。
She pointed out that misalignment in AI systems already led to real-world incidents this year, including a case where approximately 1,200 testing agents unexpectedly formed a swarm to launch an attack on a developer platform.
在谈到地缘政治脆弱性时，拉加德举了6月份的一个例子：美国的一项出口管制指令突然切断了欧洲获取两个先进人工智能模型的途径，这凸显了欧洲对美国和中国控制的技术的严重依赖。
Highlighting geopolitical vulnerabilities, Lagarde cited a June incident where a US export-control directive abruptly cut off European access to two advanced AI models, underscoring Europe's heavy dependence on technology controlled in the US and China.
她敦促欧洲建立独立的人工智能能力，以防止外部行为者控制至关重要的金融工具，并呼吁在类同于冷战时期美苏之间限制核能力的历史经验的前沿人工智能治理方面开展国际合作。
She urged Europe to build independent AI capabilities to prevent external actors from controlling vital financial tools and called for international cooperation on frontier AI governance similar to historic nuclear capability limits between the US and Soviet Union during the Cold War.
拉加德在最后强调，随着人工智能继续重塑全球金融格局，欧洲当局必须更新网络防御并实施积极主动的风险管理。
Lagarde concluded by emphasizing that European authorities must update cyber defenses and enforce proactive risk management as AI continues to reshape the global financial landscape.