美国银行周三报告称，第三季度净利润下降17%，主要受美国财政部处以的12亿美元罚款拖累。
Bank of America reported a 17% decline in third-quarter net profit Wednesday, as a $1.2 billion penalty imposed by the US Treasury Department weighed on earnings.
这家按资产计算的美国第二大银行公布净利润为69.3亿美元，即每股0.91美元。该罚款使每股收益减少0.17美元。若不计该影响，每股收益本应为1.08美元，低于市场预期。
The second-largest US bank by assets posted net income of $6.93 billion, or $0.91 per The penalty reduced earnings by $0.17 per share. Excluding that impact, earnings would have totaled $1.08 per share, below market expectations.
按完全应税等价基础计算的营收为301.2亿美元，同样低于市场预期。
Revenue on a fully taxable-equivalent basis came in at $30.12 billion, also below market expectations.
此前一天，财政部宣布了该罚款，使该银行的风险管理和内部控制受到审视。
The results followed the Treasury Department’s announcement of the penalty Tuesday, putting the bank’s risk management and internal controls under scrutiny.
自2010年起掌舵美国银行的布赖恩·莫伊尼汉，在任期早期致力于解决2008年全球金融危机后遗留的抵押贷款相关问题。
Brian Moynihan, who has led Bank of America since 2010, spent the early years of his tenure addressing mortgage-related issues following the 2008 global financial crisis.
这份财报发布前一天，摩根大通、高盛、花旗集团和富国银行公布了好坏参半的季度业绩。摩根大通的每股收益和营收也未达分析师预期。
The earnings release came a day after JPMorgan Chase, Goldman Sachs, Citigroup, and Wells Fargo reported mixed quarterly results. JPMorgan’s earnings per share and revenue also fell short of analysts’ expectations.