美国财政部表示，根据周二发布的临时规定，“特朗普账户”最早将于10月1日起自动为数百万儿童开通。
The U.S. Department of the Treasury said Trump Accounts will begin auto-enrolling millions of children as early as Oct. 1, according to temporary regulations published Tuesday.
指导意见称，到2026年，加入“特朗普账户”的儿童人数可能增加逾6000万。未来几年，这项规定预计每年可推动约200万个账户开通。
The change could increase the number of children enrolled in Trump Accounts in 2026 by more than 60 million, the guidance said. In future years, the regulations could boost enrollment by about two million accounts a year.
截至目前，已有700万至800万名美国儿童注册了“特朗普账户”。美国财政部长斯科特·贝森特于9月15日在众议院金融服务委员会举行的听证会上表示：“我们预计一个月内这一数字将达到7000万，因为我们将会采取自动登记方式。” 在共和党人宣传特朗普的“大而美法案”之际，以下是此次税收优惠惠及的人群。美国国税局（IRS）税款债务协议数量大幅下降：“我从没见过这么低的数字。”
一项新的社会保障法案将把部分工人的退休年龄降至60岁。美联储加息正在挤压年轻人和低收入家庭。CNBA“金融顾问100强”：最佳财务顾问及顶级机构排名。CNBA“精英顾问”：2026年顶级超高净值财富管理公司。这些于7月4日推出的递延纳税投资账户，包括由财政部向2025年至2028年出生的儿童一次性存入的1000美元。符合条件的家庭还可能有资格获得其他资金。
So far, 7 to 8 million American children have been signed up for Trump Accounts, and "we anticipate within a month we will have 70 million because we will go to auto-enroll," Treasury Secretary Scott Bessent said Sept. 15 at a hearing held by the House Financial Services Committee As Republicans tout Trump's 'big beautiful bill,' here's who the tax breaks benefited IRS tax debt agreements have plummeted: 'I've never seen a number that low' New Social Security bill would lower retirement age to 60 for some workers Fed rate hike squeezes younger and lower-income households CNBC's Financial Advisor 100: Best financial advisors, top firms ranked CNBC Elite Advisors: Top ultra-high net worth wealth management firms for 2026 The tax-deferred investing accounts, which launched on July 4, include a one-time $1,000 deposit from the Treasury Department for kids born between 2025 and 2028.
但其他研究显示，由于家庭必须主动选择加入，在报税表中提交IRS 4547表或通过TrumpAccounts.gov注册才能开通“特朗普账户”，因此整体参与率一直较低，尤其是低收入家庭的参与率更低。
Other funds may also be available for qualifying families.
美国社会保障局此前表示，将推出一项流程，允许家人在医院为新生儿申请社会安全号码并进行出生登记时，同时为新生儿开通账户。
But becauseg up for a Trump Account has required families to "opt in" by filing IRS Form 4547 with their tax return or via TrumpAccounts.gov— overall participation rates, especially among low-income families, has been low, other research shows.
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The Social Security Administration previously said it would introduce a process to enroll newborns at the hospital at the same time families request a Social Security number during the birth registration process.