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经济增长放缓之际,中国关闭创纪录数量的银行China closes record number of banks as economic growth slows

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去年,中国关闭了创纪录的670家银行,接近全部贷款机构的四分之一;随着经济增长放缓,北京正在推动金融体系去风险。

China closed a record 670 banks last year, or nearly one in four lenders, as Beijing pushes to de-risk amid slowing economic growth.

这些银行几乎全是农村银行。惠誉称,它们“仍是该体系中最薄弱的一环,存在资产质量差、资本水平低和治理缺陷等问题”。

Nearly all were rural banks, which “remain the weakest part of the system, with poor asset quality, low capitalization, and governance shortcomings,” Fitch wrote.

在大规模信贷扩张推动经济增长之后,“金融体系的问题如今正制约经济增长”,Rhodium Group的一名专家告诉ChinaTalk。

After a massive credit expansion drove growth, “the financial system’s problems now constrain that growth,” a Rhodium Group expert told ChinaTalk.

这些关闭行动很可能是为了“消除小型机构发生流动性事件的潜在风险”,一名驻新加坡的专家告诉《金融时报》。

The closures were likely geared toward “eliminating the potential for liquidity events among small institutions,” a Singapore-based expert told the Financial Times.

《经济学人》写道,尽管中国凭借电动汽车、会跳舞的机器人和编队无人机“惊艳了世界”,但其经济表现仍低于预期,部分原因在于消费疲软。——布伦丹·鲁贝里

Despite having “wowed the world with its electric cars, dancing robots, and choreographed drones,” China’s economy has undershot projections, partly due to weak consumption, The Economist wrote. — Brendan Ruberry