英国银行业监管机构将审查金融监管如何影响投资、资本和经济增长，表明将更加聚焦透明度，并以促进竞争为目标。
Britain's banking watchdog will review how financial regulation affects investment, capital and economic growth, signalling a sharper focus on transparency and an objective to promote competition.
在出任审慎监管局（PRA）首席执行官约四个月后，凯瑟琳·布拉迪克表示，审慎监管局将于明年发布其首份五年战略，部分重点在于确保其监管制度保持相关性、有效性和相称性。
Around four months after becoming CEO of the Prudential Regulation Authority, Katharine Braddick said the PRA would publish its first five-year strategy next year, focusing in part on ensuring its regime remained relevant, effective and proportionate.
她周四在伦敦市政厅举行的晚宴上发表就任后的首次重要演讲时表示：“我们将阐述该（竞争力与增长）框架如何融入我们的日常决策，以及我们将如何追踪我们的工作对英国增长和国际竞争力产生的影响。”
"We will set out how that (competitiveness and growth) framework is embedded in our day-to-day decision-making and how we will track the effect our work is having on the growth and international competitiveness of the UK," she told a dinner at London's Mansion House on Thursday, in her first major speech in the role.
布拉迪克表示，作为英格兰银行一部分的审慎监管局将与业界合作，推进其竞争力与增长议程，包括审视监管如何影响投资、资本可获得性以及金融服务定价。
Braddick said the PRA, part of the Bank of England, would work with industry to develop its competitiveness and growth agenda, including examining how regulation influences investment, the availability of capital and the pricing of financial services.
但布拉迪克表示，确保英国银行业和保险业的韧性仍是审慎监管局的首要任务，特别是考虑到网络攻击的威胁。
But ensuring the resilience of the UK's banking and insurance sectors remains the PRA's first priority, Braddick said, particularly given the threat of cyberattacks.
她设立了一个专门的监管部门，作为运营和网络韧性的“卓越中心”，直接向她汇报。她说：“我们将大幅增加对企业运营和网络韧性的关注。”
She laid out a dedicated supervisory division to act as a "centre of excellence" for operational and cyber resilience, reporting directly to her. "We will significantly increase our focus on firms' operational and cyber resilience," she said.
路透社本月报道称，包括英格兰银行在内的银行业监管机构正在加大力度遏制人工智能网络风险。
Reuters reported this month that banking regulators including the Bank of England were intensifying efforts to contain AI cyber risks.
审慎监管局和金融行为监管局（FCA）周四还公布了计划，将进一步简化2007-09年金融危机后推出的监管制度，部分举措包括加快部分银行高管任职资格审批。
The PRA and the Financial Conduct Authority on Thursday also laid out plans to further streamline a regime introduced after the 2007-09 financial crisis, in part by speeding up some senior bank job approvals.
在对高级管理人员与认证制度（SMCR）的第二阶段咨询中，监管机构表示，减轻行业监管负担将使年度合规成本降低53%，至约2.299亿英镑（3.0791亿美元）。
In the second phase of a consultation on the Senior Managers & Certification Regime, or SMCR, regulators said lightening the regulatory load on the industry would cut annual compliance costs by 53% to about £229.9 million ($307.91 million).
SMCR规则涵盖企业应如何处理高级管理人员职责、识别和评估人员任职资格以及报告行为违规。
SMCR rules include how firms should deal with senior manager roles, identify and assess people's fitness for office and report conduct breaches.
监管机构表示，最终规则预计将于明年上半年发布，并于2027年下半年生效实施。
The regulators have said the final rules should be published in the first half of next year, with implementation in the second half of 2027.