土耳其议会已批准了一项关于冻结投资基金清盘的立法，但该法律对于许多储蓄已被锁定一个多月的小投资者能获得多少赔偿，仍留下了不确定性。
Turkey's parliament has approved legislation governing the liquidation of frozen investment funds, but the law leaves uncertainty over compensation for many investors whose savings have been locked up for more than a month.
该法律于周四晚间获得通过，在监管机构上个月下令对相关基金进行清盘后，为偿付款项确立了框架，其中付款额将根据通货膨胀进行调整，并将发放最高达100万里拉（约合20,110美元）的中期赔付。
The law, passed on Thursday evening, establishes a framework for repayments after regulators ordered the liquidation of the funds last month, with payments adjusted for inflation and interim payouts of up to 1 million lira ($20,110).
然而，对于持有较大份额的投资者最终能从官方怀疑遭到操纵和价格虚高的基金资产中追回多少资金，目前仍不清楚。
However, it remains unclear how much investors with larger holdings will ultimately recover from fund assets that authorities suspect were manipulated and inflated in price.
来自伊斯坦布尔的29岁工程师埃内斯·基利奇（Enes Kilic）表示：“我睡觉时是个富人，醒来时却成了穷人。”他说自己通过几个基金投资了约500万里拉，其中包括出售黄金储蓄所得的资金。
"I went to bed rich and woke up poor," said Enes Kilic, a 29-year-old engineer from Istanbul who said he invested about 5 million lira across several of the funds, including proceeds from selling gold savings.
他说，自己原本计划用这笔钱为家人买一套房，并在9月16日提交了卖出指令，也就是宣布违约和启动清盘程序的前一天。
He said he had planned to use the money to buy a home for his family and submitted a sell order on September 16, a day before the announcement of defaults and the liquidation process.
该立法优先保护小投资者，并为数十万未能提取资金的投资者制定了付款规则。
The legislation prioritises the protection of small investors and sets rules for payments to hundreds of thousands of investors who have not been able to access their money.
周二，财政部长穆罕默德·希姆谢克（Mehmet Simsek）表示，由七家公司中四家管理的基金清盘工作将很快完成，根据该法律，约有39万个投资者账户将获得赔付款。
On Tuesday, Finance Minister Mehmet Simsek said the liquidation of funds managed by four of seven companies would be completed soon and that, under the law, some 390,000 investor accounts would receive repayments.
许多投资者表示，他们对于何时能拿到还款以及能追回多少资金仍然感到不确定。
Many investors say they remain uncertain over when they will be repaid and how much they will recover.
基利奇说：“我们听说了预付款的事，但关于我们会收到多少付款并没有任何信息。这个过程并不透明。如果我的基金里没有剩钱了怎么办？”
"We heard about advance payments, there is no information on how much of a payment we will receive. The process is not transparent. What if there is no money left in my funds?"
另一位要求匿名的40岁投资者表示，她投资了一处房产的出售所得，用来照顾被诊断出患有癌症的丈夫。
Kilic said. Another investor, a 40-year-old who asked not to be named, said she invested proceeds from the sale of a home to care for her husband, who was diagnosed with cancer.
她表示，由于从法国搬回土耳其后没有社会保障覆盖，这家人一直自费支付治疗费用，耗尽了大部分积蓄，并补充说，该家庭有超过1000万里拉被困在这些基金中。
Without social security coverage after moving from France to Turkey, the family has been paying for treatment out of pocket, exhausting much of their savings, she said, adding the family had more than 10 million lira tied up in the funds. "This money is not just a number.
她说：“这笔钱不仅仅是一个数字。它意味着希望、健康和我们的未来。整整一个月过去了，我们一直靠信用卡勉强度日。如果付款再延迟下去，我丈夫的治疗可能会中断。”
It means hope, health and our future," she said. "A full month has passed and we have been surviving on credit cards. If payments are delayed much longer, my husband's treatment could be interrupted."
监管机构在9月下令清盘的100多个投资基金中，持有份额的投资者将近50万名。当局表示，最初冻结的131个基金中，已有84个完成了清盘程序，并已向其投资者进行了付款。
Nearly half a million investors held stakes in more than 100 investment funds that regulators ordered liquidated in September. Authorities say the liquidation process has been completed for 84 of the 131 initially frozen funds and payments have been made to their investors.