印度储备银行（RBI）周五敲定规则，要求在印度运营的全球系统重要性银行（G-SIBs）自2027年4月1日起维持最低3.5%的杠杆率。
The Reserve Bank of India (RBI) on Friday finalised rules requiring global systemically important banks (G-SIBs) operating in India to maintain a minimum leverage ratio of 3.5% from April 1, 2027.
最终规范是在去年8月发布的征求意见稿基础上形成的。在征求意见期间，银行曾要求印度央行将要求与巴塞尔框架规定的3%最低标准保持一致。央行拒绝了该提议，维持了更高的门槛。
The final norms follow a draft proposal issued in August. During consultations, banks had asked the RBI to align the requirement with the 3% minimum prescribed under the Basel framework. The central bank rejected the proposal and retained the higher threshold.
杠杆率衡量的是银行的一级资本与其总风险敞口的比率。它有助于评估银行相对于其总资产和其他风险敞口拥有多少资本，为防范过度借贷提供保障。
The leverage ratio measures a bank’s Tier 1 capital against its total exposure. It helps assess how much capital a bank has relative to its overall assets and other exposures, providing a safeguard against excessive borrowing.
根据最终规则，未能达到规定比率的银行将面临资本分配限制，包括限制利润汇回。
Under the final rules, banks that fail to meet the prescribed ratio will face restrictions on capital distribution, including limits on repatriating profits.
印度央行还拒绝了利益相关方延长实施时间表的请求，维持2027年4月1日为生效日期。
The RBI also rejected requests from stakeholders to extend the implementation timeline, retaining April 1, 2027, as the effective date.