美国证券交易委员会周五表示，人工智能、私募资产和代币化证券的使用将是该机构在当前财政年度对华尔街公司进行检查的重点领域之一。
The US Securities and Exchange Commission said Friday that the use of artificial intelligence, private assets and tokenized securities would be among key areas of focus for the agency's examination of Wall Street firms in the current fiscal year.
此次宣布之际，特朗普政府正在努力扩大退休储蓄者和散户投资者对私募资产的准入，这可能带来更高回报，但也可能让普通美国人面临更多风险。
The announcement comes as the Trump administration has moved to expand access to private assets for retirement savers and retail investors, potentially offering higher returns but also exposing everyday Americans to more risk.
SEC上个月还推出了一项为期五年的豁免，允许公司提供基于区块链或代币化的股票。
The SEC last month also unveiled a five-year exemption to allow companies to offer blockchain-based or tokenized stocks.
SEC的检查部门负责检查受SEC监管的公司，如投资顾问、经纪商、证券交易所等，并可将不当行为调查结果移交给执法部门。该机构去年淡化了对加密货币领域的审查。
The SEC's examinations division inspects SEC-regulated firms like investment advisers, broker-dealers, stock exchanges and others, and can refer findings of wrongdoing to the enforcement division. The agency last year de-emphasized scrutiny of the cryptocurrency sector.
该机构在一份声明中表示，在联邦政府2027财年（自10月1日开始）内，检查人员的优先领域将包括私募基金和私募信贷。
In a statement, the agency said that in the federal government's 2027 fiscal year, which began October 1, priority areas for examiners would include private funds and private credit.
批评人士表示，普通投资者可能无法获得此类资产预期的更高回报，也可能不了解涉及的费用，或者这些资产往往难以定价，无法立即兑换成现金。
Critics say ordinary investors may not see the expected higher returns on such assets and also may not understand the fees involved, or that the assets are often hard to price and cannot be immediately redeemed for cash.
声明称，SEC还计划关注人工智能及其他技术的使用，这些技术“可能影响市场运作、合规、欺诈预防和投资者保护”，以及与市场结构变化相关的风险，包括证券代币化。
The SEC also plans to focus on the use of artificial intelligence and other technology "that may affect market operations, compliance, fraud prevention and investor protection," as well as risks associated with changes to market structure including tokenization of securities, the statement said.