首席财务官德莫特·麦克多诺向彭博电视表示，纽约梅隆银行已构建工具，追踪其在 AI Token 上的支出，并将任务路由至最合适的模型。该行运行约 400 个 AI 智能体，每年在技术上的支出达 40 亿美元。随着 AI 账单上涨，银行业面临压力。
BNY has built tools to track how it spends AI tokens and to route tasks to the most suitable models, CFO Dermot McDonogh told Bloomberg Television. The bank runs about 400 AI agents and spends $4B a year on technology. Banks are under pressure as AI bills rise.
麦克多诺向彭博电视表示，纽约梅隆银行已构建工具，追踪其在 AI 上的支出金额，并将每项任务发送至最合适的模型。目的是随着 AI 成本上升避免超支。
BNY has built tools to track how much it spends on AI and to send each task to the most suitable model, chief financial officer Dermot McDonogh told Bloomberg Television. The aim is to avoid overspending as AI costs rise.
麦克多诺说：“我们变得非常有纪律，并开发了一些复杂的遥测手段，以便追踪我们如何花费以及如何使用 Token。”
“We’ve become quite disciplined and developed some sophisticated telemetry so we can track how we’re spending and how we’re using our tokens,” McDonogh said.
他补充道：“我们不把昂贵的模型用在廉价的查询上。”他表示，随着成本因素发挥作用，“将任务发送给合适的模型将变得更加重要”。麦克多诺说，纽约梅隆银行使用大型云服务商的模型，并不绑定任何一家。尽管该行首席执行官罗宾·文斯于 7 月加入 OpenAI 董事会，这一情况依然成立。该行运行约 400 个 AI 智能体，AI 只是其每年 40 亿美元技术预算的一部分。
“We don’t use expensive models for cheap queries,” he added. He said sending tasks to the right model will matter more “over time as costs come into play.”BNY uses models from the big cloud providers and is not tied to any one of them, McDonogh said. That holds even though BNY chief executive Robin Vince joined OpenAI’s board in July. The bank runs about 400 AI agents, and AI is only part of its $4B annual technology budget.
尽管每个 Token 的价格在下降，但企业为 AI 支付的费用却在增加，因为 AI 智能体消耗的 Token 多得多。6 月，澳大利亚联邦银行首席执行官警告账单上涨；7 月，Atlassian 让工程师实行每月 AI 预算。
Companies are paying more for AI even as the price per token falls, because AI agents burn through far more tokens. In June, Commonwealth Bank of Australia’s chief executive warned of rising bills, and in July Atlassian put its engineers on monthly AI budgets.
这些言论标志着纽约梅隆银行基调的转变。7 月，麦克多诺对《财富》杂志表示，该行不追踪 Token 使用情况，而是专注于结果，他说：“这不是我们花时间讨论的事情。”
The comments mark a change in tone for BNY. In July, McDonogh told Fortune the bank did not track token use and focused on results instead, saying, “It’s not something we spend any time talking about.”
他仍不希望成本控制阻碍 AI 使用。“我们不在效率或裁员方面谈论它，”他说，“我们在技能提升和试图做更好的事情方面谈论它。”其他银行对裁员则更为公开。花旗集团首席执行官简·弗雷泽 7 月表示，该行因 AI 导致的岗位流失已开始出现。
He still does not want cost control to hold back AI use. “We don’t talk about it in relation to efficiency or job cuts,” he said. “We talk about it in relation to upskilling and trying to do better things.”Other banks have been more open about cuts. Citi chief executive Jane Fraser said in July that AI job losses have started at the bank.