Ripple 已与 Robinhood 达成协议，以扩大其数字美元 RLUSD 的覆盖范围，加强双方机构业务之间的交易与融资联系，并改善 Robinhood 的内部资金管理。
Ripple has struck a deal with Robinhood to expand the reach of its digital dollar, RLUSD, strengthening trading and financing links between their institutional businesses and improving Robinhood's internal money management.
此次合作涉及使用 RLUSD 结算机构交易、实现 Robinhood 国库运营自动化，并通过 Ripple Prime 以及 Robinhood 去年收购的全球加密货币交易所 Bitstamp，扩大数字资产交易和融资的准入渠道。
The partnership involves using RLUSD to settle institutional trades, automate Robinhood's treasury operations and expand access to digital asset trading and financing through Ripple Prime and Bitstamp, the global crypto exchange acquired by Robinhood last year.
这也有助于实现 Robinhood 打造全球金融超级应用的雄心，将客户的金融生活集中在一个平台上，同时拓展可同时服务零售和机构客户的底层基础设施。
It also helps meet Robinhood's ambition of becoming a global financial super-app, centralizing its customers' financial lives while expanding the underlying infrastructure that can serve both retail and institutional clients.
Robinhood 加密货币业务总经理 Johann Kerbrat 在分享给 CNBC 的声明中表示：“实用性是推动稳定币发展的关键。与 Ripple 合作，Bitstamp 和 Robinhood 将能够使用 RLUSD 进行机构结算，使用 Ripple Treasury 进行运营管理，并使用 Ripple Prime 进行融资。这正是一个互联互通的全球金融系统的模样。”
"Utility is what moves stablecoins forward. Working with Ripple, Bitstamp and Robinhood will have access to RLUSD for institutional settlement, Ripple Treasury for our operations and Ripple Prime for financing," Robinhood Crypto general manager Johann Kerbrat said in a statement shared with CNBC. "That is what a connected, global financial system looks like."
稳定币长期以来一直是加密货币世界的主力军，为交易者提供了一种在交易所之间转移资金、买卖加密资产，以及在交易间隙存放资金的方式，而无需转换回传统货币。但随着加密货币行业超越单纯交易、市场迈向 7×24 小时流动性，稳定币因其能够实现近乎即时的结算、且能在任何时间移动美元计价价值（不受传统银行营业时间限制），正成为必不可少的金融基础设施。
Stablecoins have long been a workhorse of the crypto world, giving traders a way to move money among exchanges, buy and sell crypto assets, and park funds between trades without having to convert back into traditional currency. But as the crypto industry evolves beyond trading and markets move toward 24/7 liquidity, stablecoins are becoming essential financial infrastructure because of their ability to enable near-instant settlement and move dollar-denominated value at any time, regardless of traditional banking hours.
随着企业寻求在单纯上市交易之外更多地利用稳定币，稳定币发行方押注，企业将青睐“一站式”方案，即捆绑移动资金、结算交易和管理现金所需的技术与服务。
As firms look to do more with stablecoins beyond simply listing them on exchanges, stablecoin issuers are betting they'll favor a one-stop-shop approach that bundles the technology and services needed to move money, settle trades and manage cash.
“稳定币已从一种加密货币交易工具演变为金融基础设施的关键组成部分，”Ripple 总裁 Monica Long 告诉 CNBC。“最清晰的证据在于它们现在被嵌入的场景——从企业支付到资本市场。我们与 Robinhood 的合作反映了这一演变。”
"Stablecoins have evolved from a crypto trading tool into a critical piece of financial infrastructure," Ripple President Monica Long told CNBC. "The clearest evidence of this is where they're now being embedded — from corporate payments to capital markets. Our partnership with Robinhood reflects that evolution."
“这远不止关乎交易，”她补充道。“它关乎从根本上改变资金的流动和管理方式——赋予机构全年无休（24/7/365）运营的能力，释放流动性，并让资本运作更高效。”Ripple 的竞争对手 Circle Internet Group 正为类似的未来布局，即获胜的平台除了发行稳定币外，还提供让稳定币发挥作用的基础设施。例如，今年早些时候，它推出了 Circle Payments Network，利用其旗舰稳定币 USDC 和其他数字资产进行跨境支付，连接金融机构和支付服务提供商。
"This is about much more than trading," she added. "It's about fundamentally changing how money moves and is managed – giving institutions the ability to operate 24/7/365, unlocking liquidity and putting capital to work more efficiently." Circle Internet Group, a Ripple competitor, is positioning itself for a similar future, where winning platforms, in addition to issuing stablecoins, also provide the infrastructure to put them to work. Earlier this year, for example, it launched the Circle Payments Network, connecting financial institutions and payment providers using its flagship USDC stablecoin and other digital assets for cross-border payments.
该网络是 Circle 对 Ripple 成立八年的 Ripple Payments 业务的回应，后者是一项帮助企业跨境转账的服务，该系统支持多种资产流转，包括 USDC、Ripple 创建的 XRP，以及截至 2024 年 12 月首次亮相的 RLUSD。
The network is Circle's answer to the eight-year-old Ripple Payments business, a service that helps businesses move money across borders, using any of several assets moving through that system, including USDC, Ripple-created XRP and, as of its debut in December 2024, RLUSD.
RLUSD 的市值已增长至超过 25 亿美元。Tether 的 USDT 和 Circle 的 USDC 仍主导稳定币总市场，该市场规模现已超过 3000 亿美元。
RLUSD's market cap has grown to more than $2.5 billion. Tether's USDT and Circle's USDC still dominate the total stablecoin market, which now exceeds $300 billion.
RLUSD 还将在 Robinhood 的交易平台上市，目前已在 Bitstamp 以及 Robinhood Chain（该公司自主研发的用于代币化股票和其他资产的区块链）上供交易者使用。
RLUSD will also be listed on Robinhood's trading platform, and is currently available to traders on Bitstamp as well as Robinhood Chain, the company's home-grown blockchain for tokenized stocks and other assets.
Robinhood 将在周二收盘后发布截至 9 月止的第三季度财报。
Robinhood reports third-quarter results for the three months ended in September after the market closes Tuesday.