新加坡星展银行一位高管表示，在寻求改善流动性管理和进入新市场的企业中，代币化货币的全球普及速度超过预期。
Global adoption of tokenised money is moving faster than expected among businesses looking to improve liquidity management and access new markets, a top executive from Singapore bank DBS said.
星展银行全球交易服务主管林顺忠发表上述言论之前，该行的一项调查显示，88%的企业已部署或正在试点代币化货币用例。
The remarks by Lim Soon Chong, the group head of global transaction services, follow a survey by the lender that showed that 88% of businesses have deployed or are piloting tokenised money use cases.
这项调查于6月至7月进行，访问了422位全球企业及财务高管，他们来自年收入超过5亿美元的机构，遍及美国、英国、澳大利亚、中国和德国等11个市场。
Conducted between June and July, the survey polled 422 global business and finance leaders from organisations with annual revenue exceeding $500 million across 11 markets including the US, UK, Australia, China and Germany.
约三分之二的受访者表示，其企业要么已大规模全面部署代币化货币，要么已在选定地区开始使用。
Roughly two-thirds of respondents said their businesses had either fully deployed tokenised money at scale or begun using it in selected locations.
稳定币是采用最广泛的代币化工具，占比63%；其次是代币化存款（53%）和代币化货币市场基金（52%）。林顺忠表示：“我们的理解是，稳定币提供了显著的好处。”
Stablecoins were the most widely adopted tokenised instrument at 63%, followed by tokenised deposits at 53% and tokenised money market funds at 52%. “Our interpretation is that there are significant benefits that stablecoins offer,” said Lim.
他说：“如你所知，稳定币在支付中介之间具有更好的可互换性，不仅限于银行之间。从许可的角度来看，它们没有那么繁琐。”
“Stablecoins, as you know, offer better fungibility across payment intermediaries, not just across banks. They are less cumbersome from a permissioning standpoint,” he said.
调查发现，东南亚是企业寻求拓展新市场的首选目的地，其次是澳大利亚和新西兰，印度排名第三。
The survey found Southeast Asia was the top destination for businesses looking to expand into new markets, followed by Australia and New Zealand, with India ranking third.
澳大利亚和英国均有超过半数的受访者表示，他们正在考虑在未来一到两年内使用人民币进行贸易结算。
More than half of respondents in both Australia and the UK said they were considering using the Chinese renminbi for trade settlement over the next one to two years.
星展银行表示，人民币近期升值使人民币结算对中国出口商更具吸引力，他们越来越多地为以人民币计价的交易提供更优惠的商业条款。
The renminbi’s recent appreciation is making renminbi settlement more attractive to Chinese exporters, who are increasingly offering better commercial terms for transactions denominated in the currency, DBS said.
林顺忠表示：“中国当局显然在推动人民币国际化，因此我们预计这一比例还会上升。”
“The Chinese authorities are clearly pushing the internationalisation of the renminbi, so we expect this to go up,” Lim said.