锡耶纳蒙特皮耶希银行（BMPS.MI）在存续550多年后似乎将失去独立地位，其试图抵御意大利最大银行收购的努力未能获得股东支持。
Monte dei Paschi di Siena (BMPS.MI) looked set to lose its independence after more than 550 years, with its attempt to fend off Italy's biggest bank having failed to secure the backing of shareholders.
锡耶纳蒙特皮耶希银行首席执行官路易吉·洛瓦廖曾寻求投资者支持一项防御计划以阻止意大利联合圣保罗银行（ISP.MI），但在周四的投票中失利，为这家全球现存最古老银行的330亿欧元（约合360亿美元）收购案扫清了道路。
MPS CEO Luigi Lovaglio had sought investor support for a defence plan to keep Intesa Sanpaolo (ISP.MI) at bay but lost a vote on Thursday, clearing the path for a €33 billion ($36 billion) takeover of the world's oldest surviving lender.
意大利联合圣保罗银行的方案设想拆分锡耶纳蒙特皮耶希银行，将其1200家分行中的一半连同位于锡耶纳的总部出售给保险公司联合保险（UNPI.MI）。
Intesa's plan envisages a break-up of MPS with half of its 1,200 branches being sold to insurer Unipol (UNPI.MI), together with the central offices in Siena.
联合保险将把锡耶纳蒙特皮耶希银行与其控制的另一家区域性银行BPER（EMII.MI）合并，统一使用“锡耶纳蒙特皮耶希”品牌。以下是这家托斯卡纳银行几个世纪历史中的几个关键时刻：1472年：应中世纪托斯卡纳城邦锡耶纳当局要求，作为一家蒙特皮奥（慈善典当机构）成立，旨在帮助陷入高利贷受害者。
Unipol will merge MPS with BPER (EMII.MI), another regional bank it controls, under the brand 'Monte dei Paschi'. Here are some of the key moments in the history of the Tuscan bank through the centuries: 1472: Begins life as a Monte Pio at the behest of local authorities in the Medieval Tuscan city-state of Siena to help people who had fallen victims to usury.
1624年：采用“蒙特皮耶希”名称，此前托斯卡纳大公斐迪南二世授予蒙特皮奥存款人一项国家担保，保障其从牧场土地获得的收益。“Paschi”在意大利语中意为牧场。
1624: Monte dei Paschi name adopted after the Grand Duke Ferdinand II of Tuscany grants Monte's depositors a state guarantee for revenue earned from pasture lands. Paschi means pastures in Italian.
1910年代至1980年代：锡耶纳蒙特皮耶希银行在意大利中部和南部建立网络，随后随着意大利工业在二战后重建而扩展至全国。
1910s to 1980s: MPS builds its presence across central and southern Italy, and then nationwide as Italian industry rebuilds following World War Two.
1999年：锡耶纳蒙特皮耶希银行在米兰证券交易所上市，为随后的收购扩张铺平道路。
1999: MPS is listed on the Milan stock exchange, a precursor to the bank launching an acquisition spree.
2007年：锡耶纳蒙特皮耶希银行以99亿欧元从桑坦德银行（SAN.MC）收购安东韦内塔银行——比这家西班牙银行几个月前收购该行的价格高出50%。
2007: MPS buys Banca Antonveneta from Santander (SAN.MC) for €9.9 billion - 50% more than the Spanish bank had paid for it months earlier.
2009年：在全球金融危机最严重之际，锡耶纳蒙特皮耶希银行向意大利财政部发行19亿欧元特种债券以增强财务实力。
2009: At the height of the global financial crisis, MPS issues €1.9 billion in special bonds to Italy's Treasury to bolster its finances.
2011年：随着欧元区主权债务危机重创其持有的大量政府债券，意大利央行向锡耶纳蒙特皮耶希银行提供60亿欧元紧急流动性支持。
2011: The Bank of Italy provides €6 billion in emergency liquidity to MPS as the euro zone sovereign debt crisis pummels its large government bond holdings.
2012年：因包括安东维内塔在内的交易商誉减值，MPS（蒙特帕斯基银行）录得2011年亏损47亿欧元。6月，该行请求意大利财政部为最多20亿欧元的特种债券提供担保。10月，该行实施10亿欧元增资。
2012: MPS posts a €4.7 billion loss for 2011 after goodwill writedowns on deals including Antonveneta. In June the bank asks Italy's Treasury to underwrite up to €2 billion in special bonds. A €1 billion share issue follows in October.
2014年：MPS融资50亿欧元股本——六年来第三次大规模融资——随后在欧洲范围内的银行业压力测试中表现最差。
2014: MPS raises €5 billion in equity - its third major cash call in six years - before emerging as the worst performer in Europe-wide banking stress tests.
2016年：尽管前一年融资30亿欧元，财务状况仍岌岌可危，MPS宣布新一轮50亿欧元配股融资，并计划剥离280亿欧元不良贷款。融资失败，MPS转向国家寻求援助。
2016: With its finances still precarious despite a €3 billion capital raise the previous year, MPS announces a new €5 billion rights issue and plans to offload €28 billion in bad loans. The cash call fails and MPS turns to the state for help.
2017年：欧洲央行认定MPS偿付能力充足，欧盟批准82亿欧元救助。意大利以54亿欧元收购该行68%股份。
2017: The ECB declares MPS solvent and the EU clears an €8.2 billion bailout. Italy buys 68% of the bank for €5.4 billion.
2021年：意大利联合圣保罗银行（CRDI.MI）与意大利财政部就收购MPS“选定部分”展开独家谈判。三个月后谈判破裂。
2021: UniCredit (CRDI.MI) enters exclusive talks with Italy's Treasury to buy "selected parts" of MPS. Three months later the talks collapse.
2022年：资深联合圣保罗银行高管路易吉·洛瓦利奥获任命为MPS首席执行官。他筹集资金用于支付数千名员工的遣散费。
2022: Veteran UniCredit executive Luigi Lovaglio named MPS CEO. He raises cash to pay for thousands of redundancies.
2023年：意大利将持股比例降至39.2%，并于2024年3月再次降至26.7%，因MPS股价持续上涨。
2023: Italy cuts its stake to 39.2%, and again in March 2024 to 26.7% as the price of MPS shares keeps rising.
2024年：意大利向四名投资者出售MPS 15%股份：德尔韦基奥家族和卡尔塔吉罗内家族；中型银行Banco BPM（BAMI.MI）；以及基金管理公司Anima Holding（ANIM.MI）。
2024: Italy sells 15% of MPS to four investors: the Del Vecchio and Caltagirone families; mid-sized bank Banco BPM (BAMI.MI); and fund manager Anima Holding (ANIM.MI).
2025年：在银行业整合浪潮中，MPS于1月对中意银行（MDBI.MI）发起收购要约，此前联合圣保罗银行（CRDI.MI）介入阻止其与BPM合并。MPS在9月获得中意银行86%股份，使这家托斯卡纳贷款机构成为潜在的第三大意大利银行巨头的核心，罗马政府希望其能与意大利联合圣保罗银行和联合圣保罗银行抗衡。
2025: In the midst of a banking consolidation wave, MPS in January bids for Mediobanca (MDBI.MI) after UniCredit (CRDI.MI) steps in to stop it from merging with BPM. MPS secures 86% of Mediobanca in September, putting the Tuscan lender at the centre of a potential third Italian banking powerhouse that the government in Rome wants to rival Intesa and UniCredit.
2026年：MPS董事会和股东弗朗切斯科·加埃塔诺·卡尔塔吉罗内对收购中意银行100%股份的计划不满，试图罢免洛瓦利奥，但德尔韦基奥家族和其他股东使其复职首席执行官。
2026: The MPS board and shareholder Francesco Gaetano Caltagirone, unhappy about the plan to buy 100% of Mediobanca, attempt to oust Lovaglio but the Del Vecchios and other shareholders reinstate him as CEO.
6月：意大利联合圣保罗银行宣布发起一项令人震惊的、价值306亿欧元的未经请求的现金加股票收购要约，意在收购锡耶纳银行（MPS），促使锡耶纳银行于8月推出两项单独的全股票收购要约，分别针对Banco BPM和财富管理公司Banca Generali。
June: Intesa announces a shock €30.6 billion unsolicited cash-and-share bid for MPS, prompting MPS to unveil in August two separate all-share bids for Banco BPM and wealth manager Banca Generali.
10月：意大利联合圣保罗银行在其收购要约中增加8亿欧元现金，条件是股东们否决洛瓦利奥的防御计划。
October: Intesa adds €800 million in cash to its bid on condition shareholders sink Lovaglio's defence plan.
德尔芬、卡尔塔吉罗内以及一些较小投资者站在意大利联合圣保罗银行一边，洛瓦利奥在股东投票中失利。
Delfin, Caltagirone and some smaller investors side with Intesa and Lovaglio loses the shareholder vote.